Top 10 Cheapest Automatic Cars to Insure in the UK (2026)

Cars such as the Hyundai i10, Kia Picanto and Volkswagen Up! are often among the cheapest automatic cars to insure. These models usually sit in a lower insurance group and benefit from low repair costs and modest engine power.

Not always. While some automatic gearboxes can increase repair costs, many small automatic cars are only slightly more expensive to insure than manual versions. In some cases, insurance prices are very similar.

Automatic cars in insurance groups 1 to 8 are usually the most affordable to insure. These groups typically include vehicles with smaller engines, strong safety features and lower overall risk.

Yes. Many younger drivers choose automatic cars because they are easier to drive and often come with modern safety features. Smaller automatic cars can still offer lower insurance premiums when paired with sensible engines.

They can, but this depends on the type of gearbox. Simpler automatic systems used in city cars and superminis are generally affordable to repair compared with more complex or performance-focused automatics.

Good fuel economy often goes hand in hand with smaller engines and lower power output, which can help reduce insurance costs. Automatic cars with strong fuel efficiency are often viewed as lower risk by insurers.

Some hybrid automatic cars can be reasonably priced to insure, especially if they have strong safety ratings and controlled power delivery. However, repair costs for hybrid systems can increase premiums on certain models.

Yes. Increasing the voluntary excess can lower your insurance premium by reducing the insurer’s risk. It’s important to choose an excess you could afford to pay if you needed to make a claim.

Yes. Parking an automatic car on a driveway or in a garage can reduce insurance costs compared with street parking. Secure parking lowers the risk of theft and damage.

Yes. Always compare car insurance prices before buying to understand how different automatic versions affect the total cost of ownership. Insurance costs can vary significantly between models that appear similar.

In most cases, yes. Automatic city cars and superminis are usually far cheaper to insure than sports cars, which tend to sit in much higher insurance groups due to performance and repair costs.

Yes. Choosing an automatic car in a lower insurance group, with smaller engines and strong safety features, can help drivers access cheap car insurance without compromising ease of driving.

You can compare car insurance quotes for cheap automatic cars by using a car insurance comparison service that shows prices from multiple insurance providers in one place. Comparing quotes helps highlight how different automatic models, insurance groups and driver details affect overall costs before you choose a policy.