European Travel Insurance | Get Covered Now

  • 97% of reviewers recommend Free Price Compare
  • Compare travel insurance quotes from 21+ insurers
4000+ reviews

We compare travel insurance quotes from all of these suppliers and more...

  • liverpool
  • discountinsurance
  • fish_insurance
  • flexicover

European Travel Insurance | Get Covered Now

One of the primary reasons to have European travel insurance is to protect yourself against unexpected medical expenses. Medical treatment can be expensive, especially in certain European countries, and having travel insurance ensures that you are covered for any necessary medical treatment without the worry of hefty bills.

Additionally, European travel insurance provides coverage for lost luggage, theft, and travel delays. Imagine arriving in Europe and discovering that your luggage has been lost or stolen, or facing significant travel delays due to unforeseen circumstances. Having travel insurance can help cover the costs of replacing essential items and provide compensation for the inconvenience caused.

Moreover, European travel insurance offers essential medical treatment, ensuring that your holiday isn't disrupted due to unforeseen emergencies. By having insurance, you can focus on enjoying your trip, knowing that you have access to medical support and treatment if needed.

European Travel Insurance Get Covered Now

Major Risks Covered Under European Travel Insurance

When travelling in Europe, it's crucial to have travel insurance. It covers medical emergencies, repatriation, and winter sports. Additionally, the policy documents outline the level of cover for medical treatment and unforeseen health mishaps. Protect yourself against unexpected mishaps with European travel insurance, including passport theft and travel-related expenses.

Key Benefits of European Travel Insurance

Key Benefits of Having Annual Travel Insurance:

Annual travel insurance offers extensive coverage for frequent travellers, saving both time and money. It provides a safety net, covering unforeseen medical emergencies abroad and offering peace of mind for those travelling frequently within Europe. Additionally, possessing an EHIC or GHIC alongside FCDO and NHS guidance ensures comprehensive coverage and support during travel.

Medical Assistance Plus: 24/7 Health Support

Rest assured with 24/7 health support for immediate medical attention during emergencies. Our policy includes global health insurance, offering peace of mind while travelling. Access comprehensive coverage and travel confidently knowing medical assistance is readily available at all times. Stay protected with annual travel insurance and the support of the NHS.

Key Benefits of European Travel Insurance

Coverage for All Pre-existing Medical Conditions

Ensure comprehensive protection during travel by opting for European travel insurance that covers all pre-existing medical conditions. This inclusive coverage prioritises your health and safety, providing peace of mind with treatment for existing health issues. With this insurance, all your health needs are met while travelling in Europe, offering worry-free trips.

Easy Upgrade Options for Better Coverage

A convenient option to enhance your European travel insurance coverage is by exploring easy upgrade choices tailored to your specific needs. With flexibility and practical solutions, you can maximise benefits for a comprehensive and personalised travel experience. Upgrade options allow for easy customisation, ensuring your insurance meets all your requirements. Maximise your coverage for a tailored and hassle-free travel experience.

Reliable Assistance in Case of Emergencies

In case of emergencies during your European travels, rest assured that you'll have access to dependable support for medical mishaps. With comprehensive insurance, you can travel confidently, knowing that essential and reliable assistance is readily available. Trust in the coverage to provide prompt support and ensure a stress-free travel experience.

What's Included in European Travel Insurance?

European travel insurance typically covers medical expenses, trip cancellation or interruption, baggage and personal belongings, emergency evacuation, and 24/7 assistance. It may also include coverage for activities like skiing or adventure sports. However, policy coverage can vary, so it's important to read the terms and conditions before purchasing.

Overview of Inclusions in the Insurance Policy

When traveling in Europe, it's essential to have comprehensive insurance coverage. The policy includes protection for medical emergencies, healthcare, and repatriation, ensuring peace of mind. Additionally, it covers winter sports, commonwealth, visa, and healthcare in EU countries. Access detailed policy documents to understand the level of cover for medical emergencies and treatment, offering worry-free travel experience.

Special Add-ons to Enhance Your Cover

Enhance your coverage with special add-ons. Consider winter sports and cruise travel insurance. Get theft and passport cover for added protection. Opt for medical cover for pre-existing conditions. Upgrade to a global health insurance card for comprehensive medical support. Explore annual travel insurance for extended trips. Don't forget to check the FCDO and NHS guidelines.

What's Not Covered by the Policy?

What's Not Covered by the Policy? It's important to understand what your European travel insurance policy does not cover. Common exclusions may include pre-existing medical conditions, high-risk activities like extreme sports, and non-emergency medical treatment abroad. Make sure to carefully read the policy documents to know exactly what is and isn't covered.

Exclusions in the Insurance Policy

When purchasing European travel insurance, it's essential to be aware of potential exclusions in your policy. Check for common exclusions like theft, medical emergencies, and visa requirements. Understand the limitations of the global health insurance card for specific countries, and familiarise yourself with any coronavirus-related exclusions. Additionally, ensure you understand any restrictions on medical treatment for EU residents.

What's Not Covered by the Policy

Understanding the Limitations of Your Policy

When traveling in Europe, it's vital to be aware of any restrictions on medical cover. Understand the varying levels of medical expense coverage and limitations for non-European countries. UK residents should know the level of cover for medical emergencies and repatriation. Ensure a thorough understanding of policy limitations for travel insurance for trips to Europe.

Countries Covered Under European Travel Insurance

Covering a wide range of countries across Europe, annual travel insurance provides comprehensive coverage for medical expenses, including access to the GHIC or EHIC. It's essential to check FCDO guidelines and ensure coverage for unexpected expenses not covered by the NHS. Understanding the specific coverage for each country is crucial before embarking on your European adventure.

Detailed List of Europe Countries Covered

When traveling to Europe, review policy details to understand if the European health insurance card (EHIC) is applicable. Ensure that healthcare cover includes Lithuania, Latvia, and Estonia, and check for coverage of medical expenses for France, Spain, and Greece. Understand the level of cover for medical emergencies in Slovenia, Slovakia, and Portugal. Be aware of the policy's coverage for travel insurance, including Poland, Netherlands, and Luxembourg.

Special Cases: Coverage for Non-European Countries

When traveling outside of Europe, it's crucial to understand the medical emergency coverage for destinations like Morocco and Iceland. Additionally, knowing the level of healthcare expense cover for places like Egypt and Tunisia is essential. Ensure that winter sports cover applies to activities like skiing in non-European countries and familiarise yourself with the policy's repatriation cover. Be aware of any additional premium for travel insurance to non-European countries.

Customising Your Travel Insurance Plan

When customising your travel insurance plan, consider opting for annual travel insurance if you're a frequent traveller. Additionally, be aware of the GHIC and EHIC for healthcare coverage within Europe, and stay updated on FCDO guidelines. Keep in mind that the NHS may not cover all medical expenses abroad. Customising your plan ensures comprehensive coverage.

Customising Your Travel Insurance Plan

Choosing the Right Level of Cover

When traveling to European countries like Sweden, Slovakia, and Poland, understanding the options for medical cover is crucial. For Spain, Italy, and Greece, consider an additional insurance policy for healthcare expenses. Be aware of the level of cover for medical emergencies when visiting Germany, Finland, and Denmark. Similarly, know the options for repatriation cover for Belgium, Norway, and Switzerland. Familiarise yourself with the level of cover for medical treatment in Portugal, the Netherlands, and Malta.

Options for Additional Coverage and Extras

When traveling to Europe, it's crucial to consider additional insurance for medical cover, repatriation, and visa requirements. Exploring options for enhancing winter sports cover is advisable for skiing enthusiasts. Familiarising yourself with the level of cover for the global health insurance card (GHIC) for EU residents is essential. Additionally, understanding policy options for cruise travel insurance provides added peace of mind.

FAQs about European Travel Insurance

Comparing the expense of European travel insurance to potential medical costs is crucial. It helps evaluate the value of insurance coverage for medical emergencies and repatriation, especially in popular EU destinations. Understanding affordable options for holiday insurance in Europe can protect against financial risks of medical treatment without adequate coverage.

European travel insurance typically covers medical emergencies, trip cancellations, lost or stolen items, and sometimes includes coverage for adventure activities.

Costs vary based on age, trip duration, coverage scope, and policy type, with basic plans starting from around £20-£50 per person

Depending on your nationality and the countries you're visiting in Europe, travel insurance might be mandatory, especially for Schengen visa applicants.

It covers trip cancellations or interruptions, medical emergencies, lost or stolen property, and sometimes specific events like natural disasters.

Look for policies covering medical expenses, trip cancellations, and interruptions, and consider adding coverage for pre-existing conditions if needed.

Whether you need travel insurance for Europe depends on your visa status and citizenship. It's recommended for comprehensive protection.

Essential factors include medical expense coverage, limits on trip cancellation, and interruption coverage, and understanding policy exclusions.

Research different providers, understand the coverage offered, check for any geographical restrictions, and consider your specific travel needs.

A comprehensive plan offers wider protection for various travel-related issues, from medical emergencies to trip cancellations.

Consider plans with high medical coverage, flexible trip insurance options, and suitability for digital nomads and young travellers.

Dispel common myths like not needing insurance if you're healthy, or relying solely on credit card coverage, and understand the true value of insurance.

Ideal policies should cover repatriation, urgent medical care, emergency hospital treatment, and meet Schengen visa requirements.

Single trip insurance is ideal for one-time travel, while annual insurance suits frequent travellers, covering multiple trips within a year.

Assess your travel needs, compare policies for coverage and price, and consider options for additional protection like adventure sports coverage.

Page last updated on: 10/06/2024

Page reviewed by: Shay Ramani

4000+ reviews