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Turning 50 is a milestone which has many benefits, and one of those includes access to a wider panel of insurance companies and the opportunity to make considerable savings on your car insurance. Once you turn 50, you are considered to be a lower risk due to the many years of practical driving experience that you have accumulated. You will likely have a significant number of years' no claims bonus, you will be a more careful and risk averse driver and the likelihood is that you aren't going to be driving as far or at peak times as regularly as you might have done previously.

Of course, all insurance quotes are provided on an individual basis so if you're thinking, "Age is just a number, my driving is no different now than it was 10 years ago", why not test that theory by comparing your insurance options on Free Price Many policy providers will include free legal assistance, courtesy cars and emergency driver cover once you are over 50, and these benefits may make your insurance policy more attractive.

If you wish to add your child or grandchild to your policy as a named driver, this could affect your policy price, but generally the benefits of your age and experience will be on your side and the difference in price should not be too eye-watering. Using the Free Price calculator will allow you to compare and make a decision on whether to do this or not, before taking out a policy.

In order to make sure you are getting the best deal, especially once you're over 50 and are able to access specialist companies, we recommend shopping around. Our price comparison tool takes the hassle out of this task by comparing over 100 companies' offerings to find the best fit for you, in terms of price, excess, benefits and cover.

Consider what security features you can add to your vehicle to reduce its likelihood of being stolen or damaged when parked, and if you can park it off road on a driveway or in a garage, this is likely to result in cheaper insurance premiums as well. Finally, paying annually for your policy is one of the best ways to ensure you pay the cheapest price as monthly payments incur interest which will end up costing you more in the long run.

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