Compare car insurance in Sheffield

You might be familiar with many of the factors that insurance companies use to set their prices; your age, the value of your car, any prior claims - but did you know that where you live also impacts the cost of your car insurance? The area of Sheffield in which you live will play a part in your insurance cost, with companies looking at factors including:

• How many people live in the area
• Crime rates
• The number of accidents and claims made in that area
• Any accident hotspots or high-risk features
• Any insurance fraud in the area

What this means is that your price is not only unique to you and your vehicle, but also to the area where you are going to be keeping it. If you are looking for car insurance in Sheffield, then it's definitely worth shopping around to make sure you have the best price, even if your current insurer was cheaper at your previous address.

Generally speaking, the busier the area, the higher the insurance premium, so if you live in Sheffield city centre you will pay more than someone who lives in one of the outlying suburbs or villages. There may still be ways you can get yourself a lower insurance rate including:

• Parking your car off-street
• Accurately recording your mileage
• Getting insurance with a telemetric device (black box)
• Increasing your excess
• Paying annually instead of monthly

Do remember that you need to compare like for like when it comes to insurance. It's easy to cut costs by reducing what is included in your cover, or reducing cover from fully comprehensive to third party - but is that the best thing for you in the long term? Make sure that you read your quote carefully to ensure that you will get what you need, including a rescue service or courtesy car if yours is off the road.

Still, the best way to ensure that you are getting the best price is to shop around and that is where comparison sites like Free Price Compare come in. If you enter the details of your vehicle and your address we will check insurers for you to find you the most competitive quote. Ready to get started? Click here to get a quote.