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If you are over 60 and looking for car insurance, why not perform a comparison using Free Price Compare to identify the best deals. Simply by being in this age bracket, you will be offered exclusive quotes and savings.
At Free Price Compare, we have been comparing motor insurance prices for over 10 years and calculating the best quotes from over 100 insurance providers.
To get started, all you need to do is enter your car registration number, confirm the details are correct such as the age of the vehicle, the model, engine size, fuel type and mileage and then let our clever online tool do all the hard work.
Once you have selected a provider, be sure to provide your claim history for the previous 5 years as any no claims bonuses will help reduce your quote even further. You may also be asked to provide some other information such as your employment situation and provide details of any other drivers. It is also important to declare if your vehicle is being used solely for leisure, or also for business use.
Finally, you will need to decide what type of insurance you wish to purchase and the voluntary excess fee. The higher the excess amount, the more likely it is you will be offered a lower rate on your insurance policy.
In addition to your car registration number, before you sit down to compare prices, it is a good idea to have all your details ready including your driving license details and where your car is usually parked.
As well as benefiting from your experience and age, there are other ways you can save on your car insurance, including reducing the cost by up to 20% if you pay annually instead of in instalments. You can also agree to have a 'Black Box' device installed in your car, which monitors your mileage, driving style and the speed at which you drive and offers safe drivers financial rewards that will further reduce their premiums.
The lower your mileage, the lower your risk of having an accident, so by reducing your mileage, you will also be offered reduced annual premium rates on your insurance.
A final tip: don't allow your insurance company to 'auto renew'. By comparing costs with Free Price Compare each time you need to renew, you can ensure you are getting the best deal at the time.