Compare Dundee Car Insurance: Find the Best Deals Today

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Are you looking for car insurance in Dundee that is right for your wallet and how you live? Free Price Compare helps people in Dundee get some of the best car insurance quotes. The site checks policies from more than 120 FCA-approved insurers. It does not matter if you live near the city centre, in Broughty Ferry, or around Lochee. Our tool will help you find the right car insurance cover at a good price.

Average Car Insurance Costs in Dundee

Dundee car insurance is for drivers in Scotland. There are different coverage choices to fit the roads and rules in Dundee. The city has busy streets but also roads outside the city. A lot of students live in Dundee, too. Because of this, car insurance prices will be different for people. Where you live, what kind of car you have, and your driving record all help set the price of your car insurance in Dundee.

Average Premiums in Dundee (June 2025)

Driver Profile Dundee Avg Premium UK National Avg
Annual Premium £795 £834
Monthly Instalments £65/month £69.50/month
Young Driver (Age 20) £1,950 £2,000
Over 50s Driver £390 £600

Postcode Differences in Dundee

Your car insurance in Dundee can go up or down depending on where you live.

Postcode Area Typical Annual Premium
DD1 £805
DD2 £790
DD4 £785

Types of Car Insurance Available in Dundee

Third Party Only

This kind of cover is the lowest type you must have by law. It pays if you hurt someone else or damage their things. The Financial Conduct Authority checks to make sure that people follow these rules. You have to get at least this kind of cover to be on the road.

Third Party, Fire and Theft

Adds protection against fire damage and theft.

Comprehensive Cover

This is the most complete option you can get. It covers any damage to your own car, even when you are at fault. This is good for people who want peace of mind. You will have more protection with it.

Types of Car Insurance Available in Dundee

Extra Policies for Dundee Drivers

  • Temporary car insurance Dundee: Get short-term car insurance in Dundee when you borrow a car or need to try one for a while.
  • Black box insurance Dundee: This is good for young drivers or students in Dundee who want to save money.
  • Business car insurance Dundee: Pick this if you use a car for your work in Dundee.
  • Classic car insurance: This plan fits people in Dundee who drive old or vintage cars.
  • Electric car insurance: Get insurance for your electric car in Dundee.

All your car insurance needs in Dundee are easy to take care of with these options.

Our network brings together trusted insurance providers and insurance brokers in Dundee. They know what people in the city look for. It does not matter if you drive your car every day to work or if you only use it from time to time. There is an option for everyone.

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What Affects Your Car Insurance in Dundee?

Insurers consider multiple factors:

  • The risk rating for a Dundee postcode
  • The make, model, and year of the car
  • Your driving experience and the type of licence you have
  • No claims bonus
  • Where you park the vehicle
  • The level of cover, like comprehensive or third party
  • Payment method: paying a lump sum or in monthly instalments
  • Both voluntary excess and compulsory excess
  • Your job and how many miles you drive
  • Policy renewal history

All these things play a part in setting your final price. With Free Price Compare, you can check car insurance and find the price that works best for you.

Dundee Young Drivers: Cut Costs with Black Box Cover

Young drivers in Dundee can save money by using telematics. This is a good way to lower your costs and get more from what you pay. Here is what you can expect if you choose to use telematics.

Car Model Avg Premium (Age 20, DD1)
Ford Fiesta (2020) £1,945
Vauxhall Corsa (2019) £1,930
Toyota Aygo (2021) £1,915

Driving with a black box in your car helps show insurers that you drive safely. It can also help you pay less for car insurance in the future. If you have good driving habits, you might get better deals from them later on. Insurers like it when you show you are careful on the road. A black box can help you prove that to them.

Are Dundee Insurers FCA Regulated

Are Dundee Insurers FCA Regulated?

Yes. All our partners have been approved by the Financial Conduct Authority. This helps make sure your policy is real, easy to read, and kept safe. The group we use works with UK insurers who you can trust and who give you good and steady insurance services.

How to Compare Car Insurance in Dundee

  1. Put in your car registration number and give your driving details.
  2. Choose the cover level that you need.
  3. You can add extras if you want, like legal cover or help if your car breaks down.
  4. Right away, you can look at and compare quotes from top insurance providers.
  5. Pick the policy that matches what you need and what you can spend.

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Correct as of 05 June 2025

FAQs: Dundee Car Insurance

Dundee is not always less costly than the UK average. Some parts of Dundee do have prices that are lower than in the UK. But in the areas where many students live, the cost can be a bit higher.

Compare car insurance as soon as you can. It will help you get a good deal. You can also raise your voluntary excess to lower what you pay. Another thing to think about is black box policies. These can help if you are a careful driver. Always make sure you look at more than one option when it comes to car insurance.

three weeks beforeyour renewal is due. This will help you get a good deal and save you some money.

Think about getting a courtesy car cover, personal accident cover, legal help, and breakdown cover. These can give you more peace of mind.

Yes. Free Price Compare teams up with companies that offer car insurance made for electric cars.

Yes, you can use our tool in any part of the UK, including Dundee. It just takes a few minutes to get started. You can check and compare car insurance quotes right now.

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Page last updated on: 18/07/2025

Page reviewed by: Shay Ramani

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