Compare Dartford Car Insurance: Find the Best Quotes Online

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Are you looking for car insurance in Dartford that works for both your needs and your wallet? At Free Price Compare, you can see car insurance quotes from more than 120 FCA-regulated insurers in the UK. It does not matter if you are in Dartford town centre, Stone, or Crayford. The platform helps you get the right car insurance for you, and it helps you find the best price for it.

Average Car Insurance Costs in Dartford

Dartford is a town in Kent, near the M25. There is both city and suburb traffic here, so this can change how much you pay for car insurance. What you pay can go up or down based on your postcode and your own record. If you have points on your driving licence or a good no claims bonus, these things matter too. Your individual circumstances will help decide your price for car insurance.

Dartford vs National Average (May 2025)

Driver Profile Dartford Avg Premium UK National Avg
Annual Premium £875 £834
Monthly Instalments £72/month £69.50/month
Young Driver (Age 20) £2,100 £2,000
Over 50s Driver £395 £600

Dartford Car Insurance by Postcode

Some postcodes in Dartford have higher costs. This is because there is a lot of traffic and more claims in these places. Here is what you need to know:

Postcode Area Typical Annual Premium
DA1 £880
DA2 £870
DA4 £860

Different Types of Car Insurance in Dartford

Third Party Cover

This meets the legal requirement in the UK. It only covers damage or injury to other people.

Third Party, Fire and Theft

This gives you cover if your car is damaged by fire. It also helps if your car gets stolen.

Comprehensive Cover

This is the highest level of cover you can get. It also protects your own vehicle, even if you are the one at fault in an accident. This choice is good if you want peace of mind.

Other Cover Options

  • Temporary car insurance Dartford
  • Business car insurance Dartford
  • Classic car insurance
  • Black box insurance
  • Electric car insurance

These are the main types of car insurance you can get. Each one gives a different amount of protection. They are good for different needs.

Different Types of Car Insurance in Dartford

What Impacts the Cost of Car Insurance in Dartford?

Insurers assess various factors:

  • Your Dartford postcode
  • Your age and how long you have been driving
  • Your history with no claims
  • The make and model of the car
  • Where you keep the car during the night
  • The level of cover you pick and any optional extras you want
  • How you choose to pay, like monthly or all at once
  • What you pick for voluntary and compulsory excess levels
  • Your credit score and your driving behaviour

The cost of your car insurance can change each month. So, it is good to compare car insurance quotes early. Look at the type of cover you pick to make sure it fits what you need now and what you can pay for.

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Extras to Consider for Dartford Drivers

  • Legal protection helps with the legal costs if you have an accident.
  • Breakdown cover includes help on the road if your car stops working.
  • Courtesy car cover gives you another car to use while yours is being fixed.
  • Windscreen cover pays for chip or crack repairs to your windscreen.
  • Uninsured driver protection helps you if someone without insurance hits your car.
  • Car keys cover and medical treatment support help if you lose your car keys or need medical help.
  • Claims discount protection helps keep your no claims bonus safe.

These extras give you peace of mind and help keep you safe from things that you do not expect. They can change the cost of your premium, so it is a good idea to look at your options carefully.

Young Drivers and Black Box Insurance in Dartford

Young or new drivers in Dartford can get a lot from using telematics.

Telematics can help them know more about how they drive. It can make it cheaper for some people to get car insurance. It gives info on things such as speed, how fast they start or stop, and what routes they take. This can help young and new drivers see where they do well and where they can get better. It may also teach them to drive with more care and save on their insurance costs at the same time.

For young or new drivers in Dartford, telematics is one way to feel safer and keep the price of car insurance lower.

Car Model Avg Premium (Age 20, DA1)
Ford Fiesta (2019) £2,095
Vauxhall Corsa (2020) £2,080
Volkswagen Polo (2021) £2,060

Black box insurance keeps track of the way you drive to help lower what you pay next time. If you take an advanced driving course, you can also get some discounts.

Are Dartford Insurers FCA Regulated

Are Dartford Insurers FCA Regulated?

Yes. All the providers we work with have been allowed by the Financial Conduct Authority. This means your car insurance policy will be fair, clear, and it will count as real cover. Your information is also safe, and you will get support in the event of a claim.

Our panel of FCA-regulated insurers has well-known names. You will find Free Price Compare's comparison website, Paragon Car Ltd, and Thamesbank Insurance Services right there. They give you many choices. These companies use trusted insurance systems to offer their policies.

How to Compare Car Insurance in Dartford

  1. Type in your car registration and driving information.
  2. Pick the level of cover you want, like comprehensive or third party.
  3. Add any extras you need, such as a courtesy car or legal protection.
  4. Compare car insurance quotes from the best UK companies.
  5. Choose the car insurance quote that fits your money plan and what you need.

Each quote is made using your form submission, how you have driven in the past, and the type of cover you pick.

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Correct as of 05 June 2025

FAQs: Dartford Car Insurance

Being close to the M25 and having more cars on the road can make the cost of car insurance go up in some DA postcodes. But you can still find the cheapest price if you choose the right provider.

Compare early, raise your voluntary excess, and look at black box options. Our tool checks several insurance companies to help you find the lowest price for your needs.

three weeks beforeyour renewal is due. This will help you get a good deal and save you some money.

You get the highest level of cover. This covers your own vehicle, any medical treatment, and theft. When you look at what is in this plan, it often gives you good value.

Paying all at once is usually cheaper than making monthly payments. This helps you avoid extra fees. Talk to your current insurance supplier to see what payment options you have.

Yes, this is great if you need to borrow a car for a short time. It works well if you only need cover for a day, weekend, or one week. This is perfect for people who drive only once in a while. It is also good for new clean green compare customers.

Each quote is given for editorial purposes. It may not be the same in every case, because individual circumstances can change the result. All savings shown are based on representative cost savings from Free Price Compare and its group of insurers, including.

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Page last updated on: 18/07/2025

Page reviewed by: Shay Ramani

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