Compare Car Insurance in Nottingham

What do you need to compare car insurance in Nottingham?

• Information about your vehicle, including number plate, model, engine type, fuel type and mileage
• Your claims history which can be found on current insurance suppliers policy document
• Policyholders (Your) personal details and employment
• Information about additional drivers who will also be covered
• The type of policy you require
• What voluntary excess you would like to set

Once you've provided this information, we'll get to work comparing car insurance quotes from more than 120+ companies, including well-known names such as Axa, Hastings, RAC and Asda.

How much could drivers in Nottingham save by using Free Price Compare?

Drivers in Nottingham could save as much as £261 when they compare prices with us. Of course, prices will vary depending on the car make and model, mileage and the type of car insurance. We can help you search for fully comprehensive, third-party fire and theft or third party only.

How to Get Cheap Car Insurance Quotes in Nottingham

While car insurance premiums in Nottingham can be higher than the national average, there are several ways to help reduce your costs:

1. Compare quotes from multiple providers: Shopping around and comparing quotes from different insurers is one of the most effective ways to find cheapest price for car insurance in Nottingham.
2. Choose a car with a low insurance group rating: Cars with smaller engines, lower value, and better safety features are generally cheaper to insure.
3. Increase your voluntary excess: By agreeing to pay a higher excess in the event of a claim, you can often lower your annual premiums. Just make sure you choose an affordable excess amount.
4. Build your no claims discount: Each year of claim-free driving can earn you a significant discount on your Car Insurance premiums. In Nottingham, drivers with 5 years or more of no claims can save up to 60% on their premiums.
5. Consider black box insurance: As mentioned earlier, telematics policies can offer reduced premiums for safe driving, especially for young or inexperienced drivers. In Nottingham, black box insurance can save drivers up to 25% on their premiums.
6. Pay annually: If you can afford to pay your car insurance premiums in one lump sum, you can often save money compared to paying in monthly instalments. In Nottingham, paying annually can save drivers up to 10% on their premiums.
7. Limit your annual mileage: Lower annual mileage can result in lower premiums, as it reduces your risk of being involved in an accident. Nottingham drivers who travel less than 7,000 miles per year can save up to 15% on their Car Insurance.
8. Improve your car's security: Installing approved alarms, immobilisers, and tracking devices can help lower your insurance costs. In Nottingham, cars with approved security devices can qualify for discounts of up to 5% on their premiums.

Optional Extras for Nottingham Car Insurance

When comparing car insurance quotes in Nottingham, you may come across various optional extras that can be added to your policy for enhanced protection. Some common examples include:

• Breakdown cover: Provides assistance if your car breaks down, including roadside repairs or towing services. In Nottingham, adding breakdown cover to your Car Insurance policy can cost around £50 to £150 per year.
• Legal expenses cover: Covers legal costs associated with pursuing or defending claims related to a car accident. In Nottingham, legal expenses cover typically costs between £20 and £50 per year.
• Personal accident cover: Offers compensation if you or your passengers are injured or killed in a car accident. Personal accident cover in Nottingham can cost around £30 to £100 per year.
• Courtesy car cover: Ensures you have access to a replacement vehicle while your car is being repaired following a claim. In Nottingham, courtesy car cover can add around £20 to £50 to your annual car insurance premium.
• Protected no claims discount: Allows you to maintain your no claims discount even if you make a claim on your policy. Protecting your no claims bonus in Nottingham typically costs an additional 5% to 10% of your base premium.

While these optional extras can provide added peace of mind, they will also increase your premiums, so consider which ones are most important to you and balance them against the additional cost.

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