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If you are lucky enough to own a Nissan Qashqai and are looking for insurance, Free Price Compare can help you to get the best deals.

The Nissan Qashqai is one of the most popular SUVs around and this is due to the fact that it scores well against other vehicles and even won AutoTrader's Best City Driving Car in 2020. It has been praised for its suspension and its comfort and is the ideal family car with a large boot space. The cost of insuring your Nissan Qashqai will depend on which model you own, but simply by using the Free Price Compare comparison tool and entering some basic information such as your Nissan Qashqai registration number, you can compare the best deal to suit your needs.

We have over 10 years of experience and compare costs and policies from over 100 insurance providers. When sitting down to compare prices, make sure you have your drivers license handy and be prepared to provide information including where your car is parked, any no claims bonuses you have accrued, your occupation, age and address and whether you drive purely for pleasure, or for work. You will also need to confirm if you are the only driver, or if you wish to insure other members of your family, which will require you to also provide their details.

Insurance companies in a Free Price Compare search will offer you different prices based on the policy you require, including a third party only policy, third party fire and theft or fully comprehensive cover for your Nissan Qashqai. Other decisions you will need to make, include how much voluntary excess you wish to pay in the event of a claim. The higher the amount, the lower your premium will be.

To save yourself even more money, you can choose to pay your premium annually, instead of in monthly or quarterly instalments. You can also agree to have a 'Black Box' fitted which monitors your speed and mileage and finally our best tip is don't agree to auto renew! Each time your policy is up for renewal, run a Free Price Compare search and see if you can save more money by switching.

What Are the Key Factors Affecting Nissan Qashqai Insurance Rates?

Several elements come into play when insurers calculate your Qashqai premium:

  1. Your driving history: A clean record can save you a bundle.
  2. Age and experience: Younger drivers often face higher premiums.
  3. Engine size: Larger engines typically mean higher costs.
  4. Location: Urban areas usually see higher rates due to increased risk.

Tip: Consider a telematics policy if you're a safe driver. These can lead to significant savings, especially for younger drivers.

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How Does the Insurance Group Impact Nissan Qashqai Insurance Costs?

The Nissan Qashqai falls into insurance groups 14-23 out of 50, depending on the specific model. Here's what that means for you:

  • Lower groups (14-17) generally mean lower premiums.
  • Higher groups (18-23) often result in pricier insurance.

For example, a Qashqai 1.3 DiG-T Visia (group 14) will typically be cheaper to insure than a 1.7 dCi N-Connecta (group 20).

Insurance Group Impact Nissan Qashqai Insurance Costs

What Are the Optional Insurance Add-ons for Nissan Qashqai?

Enhance your cover with these popular add-ons:

  • Breakdown cover: Never get stranded again.
  • Windscreen repair: Often comes with a lower excess.
  • Legal protection: Useful if you need to take legal action after an accident.
  • Personal accident cover: Additional protection for you and your passengers.

Fact: According to the Association of British Insurers, the average car insurance claim in the UK was £3,082 in 2021.

Younger Drivers Save on Nissan Qashqai Insurance

How Can Younger Drivers Save on Nissan Qashqai Insurance?

If you're a younger driver, try these tactics to keep costs down:

  1. Choose a lower-powered Qashqai model.
  2. Consider a black box (telematics) policy.
  3. Add an experienced named driver to your policy.
  4. Take an advanced driving course.

Why Is the Engine Size Important for Nissan Qashqai Insurance Rates?

Engine size matters because:

  • Larger engines are seen as higher risk.
  • They're often more expensive to repair.
  • They're typically capable of higher speeds.

The Qashqai range includes 1.3L and 1.7L engines. Opting for the 1.3L could lead to lower premiums.

What Are the Best Insurance Deals for Nissan Qashqai Owners in the UK?

While the "best" deal varies based on individual circumstances, here are some top tips:

  1. Use comparison websites to get a range of quotes.
  2. Don't just renew automatically – shop around each year.
  3. Consider multi-car policies if you have more than one vehicle.

Tip: Some insurers offer discounts for Nissan's advanced safety features. Always mention these when getting quotes.

What Are the Best Insurance Deals for Nissan Qashqai Owners in the UK

How Do Safety Features Affect Nissan Qashqai Insurance Premiums?

The Qashqai's impressive safety features can lead to lower premiums:

  • ProPILOT driver assistance system
  • Intelligent Emergency Braking
  • Lane Departure Warning

These features reduce the risk of accidents, making insurers more likely to offer favourable rates.

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What Is the Role of Driving Convictions in Nissan Qashqai Insurance Rates?

Driving convictions can significantly impact your premiums:

  • Minor offences like speeding can increase premiums by 20-30%.
  • More serious convictions can lead to much higher increases or even difficulty getting insured.

The good news? Convictions usually become "spent" after a certain period, typically 3-5 years.

How to Choose Between Petrol and Diesel Nissan Qashqai for Lower Insurance?

When it comes to insurance:

  • Petrol models often have lower upfront costs and insurance premiums.
  • Diesel models, while potentially more expensive to insure, might save you money in the long run if you do high mileage.

Consider your annual mileage and budget when making your choice.

Insurance Considerations for Different Nissan Qashqai Trims

What Are the Insurance Considerations for the Different Nissan Qashqai Trims?

Different Qashqai trims can affect your insurance:

  • Entry-level Visia models typically have lower premiums due to less powerful engines and fewer expensive features.
  • Top-spec Tekna+ models, while packed with safety tech, may cost more to insure due to higher value and repair costs.

Balance the features you want with the insurance costs you're comfortable with.

What Is the Impact of Driver Age on Nissan Qashqai Insurance Costs?

Age plays a significant role in insurance costs:

  • Young drivers (17-25) often face the highest premiums due to lack of experience.
  • Middle-aged drivers (30-60) typically enjoy the lowest rates.
  • Older drivers (70+) may see slight increases due to perceived higher risk.

Fact: According to the ABI, the average premium for 18-20 year-olds in 2020 was £851, compared to £372 for 40-49 year-olds.

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How Do Regional Variations Affect Nissan Qashqai Insurance Costs?

Your postcode can have a surprising impact on your Qashqai insurance:

  1. Urban areas typically see higher premiums due to increased risk of theft and accidents.
  2. Rural areas often enjoy lower rates, but watch out for higher risk of animal collisions.
  3. Some UK regions are known for higher insurance costs:
    • London (highest average premiums)
    • Manchester
    • Birmingham

Tip: If you're moving, check insurance quotes for your new postcode before committing. The difference can be substantial.

How Does Insurance Renewal and Comparison With Other Models Affect Costs?

Don't just auto-renew your Qashqai insurance:

  • Insurers often save their best deals for new customers.
  • Compare your Qashqai quote with similar SUVs like the Ford Kuga or Kia Sportage.
  • Consider timing your switch - some months (like February) can be cheaper for new policies.
How Does Insurance Renewal and Comparison With Other Models Affect Costs

What Is Detailed Insurance Group Information for Nissan Qashqai?

Qashqai models span several insurance groups:

  • 1.3 DiG-T Visia: Group 14
  • 1.3 DiG-T Acenta Premium: Group 17
  • 1.7 dCi N-Connecta: Group 20
  • 1.3 DiG-T Tekna+: Group 23

Remember: Lower groups generally mean lower premiums.

How Do Safety Features of Nissan Qashqai Impact Insurance Costs?

The Qashqai's safety features can lead to significant savings:

  • 5-star Euro NCAP rating
  • Autonomous Emergency Braking
  • Intelligent Lane Intervention

Many insurers offer discounts for these advanced safety systems, so always highlight them when getting quotes.

What Are Strategies for Reducing Nissan Qashqai Insurance Costs

What Are Strategies for Reducing Nissan Qashqai Insurance Costs?

Try these tactics to lower your premiums:

  1. Increase your voluntary excess (but keep it affordable)
  2. Pay annually instead of monthly to avoid interest charges
  3. Consider a multi-car policy if you have more than one vehicle

How Does the Life Span and Dependability of Different Nissan Qashqai Models Affect Insurance?

The Qashqai's reputation for reliability can impact your insurance:

  • Newer models (2014 onwards) benefit from improved reliability ratings.
  • Older models might face higher premiums due to increased breakdown risk.
  • Qashqai's generally good dependability scores can lead to more favourable rates compared to less reliable SUVs.

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How Does Nissan Qashqai's Resale Value Affect Insurance?

The Qashqai's strong resale value can influence your insurance:

  • Higher resale values can lead to slightly higher premiums, as the car is worth more to replace.
  • However, it also means lower depreciation, which can offset insurance costs over time.
  • Insurers may offer better rates for models known to hold their value well.

Tip: Consider gap insurance if you've bought a new Qashqai, to cover the difference between the insurance pay out and the outstanding finance in case of a total loss.

What Impact Does Nissan's Warranty Have on Insurance?

Nissan's warranty can indirectly affect your insurance:

  • The 3-year/60,000-mile warranty can reduce repair costs, potentially lowering premiums.
  • Extended warranties might further influence insurance costs positively.
  • Always inform your insurer about your warranty status when getting quotes.
What Impact Does Nissan's Warranty Have on Insurance

How Do Modifications Affect Nissan Qashqai Insurance?

Be cautious with modifications:

  • Most modifications will increase your premium.
  • Even minor changes like alloy wheels or tinted windows should be declared.
  • Some performance upgrades could significantly hike your insurance costs.

Fact: According to Admiral Insurance, failing to declare modifications could invalidate your policy.

FAQs About Nissan Qashqai Insurance

Lower annual mileage often results in lower premiums, as it reduces your time on the road and, therefore, your risk of an accident. Be honest about your mileage – underestimating could invalidate your policy.

Yes, most insurers allow you to transfer your no-claims bonus when switching policies or cars. This can significantly reduce your premium, so always mention it when getting quotes.

Where you park your Qashqai overnight can impact your premium. Generally, a locked garage is viewed most favourably by insurers, followed by a private driveway. Street parking often results in higher premiums due to increased risk of theft or damage.

The e-Power hybrid model might have slightly different insurance considerations:

  • Some insurers offer specialised policies for hybrid vehicles.
  • The advanced technology could mean higher repair costs, potentially increasing premiums.
  • However, the improved fuel efficiency and lower emissions might lead to discounts with some insurers.

Your job can influence your premium. Insurers use historical data to assess risk based on occupation. For example, journalists often face higher premiums due to perceived higher risk, while nurses often enjoy lower rates. Be accurate but consider if you have multiple job titles that accurately describe your role.

Adding an experienced named driver can lower premiums, especially for younger main drivers. However, ensure the main driver is genuinely the primary user of the vehicle to avoid 'fronting', which is illegal.

Yes, temporary insurance is available for periods from 1 hour to 28 days. This can be useful when borrowing a Qashqai or for short-term needs.

Many insurers offer discounts for dashcam installation, as it can provide valuable evidence in the event of an accident. Discounts typically range from 10-20%.

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Page last updated on: 03/07/2024

Page reviewed by: Shay Ramani

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