What is U Drive Cover Car Insurance?

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U Drive Cover Car Insurance is a UK company that offers different car insurance choices. They provide options for various drivers, like young drivers, company car drivers, and those with high-performance cars. U Drive partners with several insurers to give customers policies at good rates. This lets them create solutions tailored to each person's needs.

How Can You Get a Quote for U Drive Cover Car Insurance?

Getting a car insurance quote for U Drive Cover through Free Price Compare is simple and quick. Just follow these easy steps to find the best policy for you:

  • Visit Free Price Compare’s Website: Start by going to our online tool for comparison.
  • Enter Your Details: Fill in important details like your vehicle registration, your years of driving experience, and your driving history.
  • Compare Multiple Quotes: Free Price Compare partners with a panel of insurers, like U Drive Cover, to give you competitive quotes that suit your needs.
  • Select and Customise Your Policy: Look over the levels of cover and add any optional extras, including breakdown cover or legal expenses.
  • Complete Your Application: After picking your policy, follow the steps to finish your application, and you’re ready to go!

For more help or to change any policy documents, the U Drive Cover team is here for you. They are available from Monday to Friday. They can help you with the process and answer any questions you may have.

What Types of Car Insurance Does U Drive Cover Offer?

U Drive provides different levels of cover to meet various needs, including:

  • Third Party Insurance: This is the most basic level of car insurance. It is required by law. It covers damage to other people’s cars and property but does not protect your own car in an accident.
  • Third Party, Fire, and Theft: This type of insurance covers everything in third-party insurance. It also adds protection against theft and damage from fire.
  • Comprehensive Car Insurance: This is the most complete coverage. It protects against accidental damage to your car, third-party issues, and incidents like fire and theft.

Customers can add optional extras to improve their coverage. This can include things like breakdown cover or legal help.

Does U Drive Cover Offer Telematics or Black Box Insurance?

Yes, U Drive has telematics insurance, which many call black box insurance. This type of insurance is great for young drivers or anyone who wants to lower their premiums. A black box device tracks how you drive, including your speed, braking, and mileage. When you show safe driving habits, you can lower your insurance cost. It can also reward you with a no claims bonus over time.

U Drive Cover Offer Telematics Insurance

How Does U Drive Cover Handle Claims?

U Drive Cover has a simple claims process. Customers can file claims by phone or email. After a claim is filed, it goes to the insurer who underwrites the policy. Customers need to provide important policy documents. This includes proof of the incident and any claims bonus information. U Drive takes pride in handling claims efficiently. They help customers get back on the road quickly.

Service Contact Method
Claims Helpline Phone: 9am - 5:30pm, Monday to Friday
Email Support [email protected]
Claims Submission Via U Drive Cover's online portal

What Optional Extras Are Available with U Drive Cover Car Insurance?

U Drive Cover has several optional extras that can improve the basic coverage.

  • Breakdown Cover: Helps you with roadside help if your vehicle fails.
  • Legal Expenses Cover: Pays for the legal fees if you are in an accident that needs legal action.
  • Courtesy Car: Gives you a spare car while yours is getting fixed.
  • Key Cover: Offers protection if you lose your car keys or if they are stolen.

These extras let customers change their policies to fit their needs. They provide comfort in case of unexpected events.

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How Can Young Drivers Benefit from U Drive Cover Car Insurance?

Young drivers usually pay more for insurance because they have less driving experience. But U Drive Cover provides special options, like black box insurance, that can help lower costs by watching how you drive. Also, young drivers can earn a no claims discount over time. This can further lower their insurance premiums.

Renew or Cancel Your U Drive Cover Car Insurance Policy

How Can You Renew or Cancel Your U Drive Cover Car Insurance Policy?

Renewing your policy with U Drive is easy. You will get a renewal notice from your current insurance supplier before your policy ends. You can renew it online, by phone, or through email.

To cancel your policy, you might need to provide a notice. You may also have to pay a cancellation fee based on your policy terms. It's a good idea to check the policy documents. This will help you understand the initial payment and any fees linked to cancellation.

U Drive Cover’s Competitive Price and Representative Cost Savings

U Drive Cover delivers great value with its policies. They work with a panel of insurers to offer cost savings that fit your individual circumstances. U Drive also has special promotions for ex-company car drivers and people with years of experience. If you have a safe driving record, you may get a claims discount as well.

Table of Fees for Optional Extras and Administration

Service Fee
Breakdown Cover £50 per year
Legal Expenses Cover £30 per year
Key Cover £25 per year
Mid-term adjustments (changes to policy) £25-£50 depending on type
Policy cancellation after 14 days £75

This table shows the prices for optional extras and some usual administrative fees. These fees are the same for many car insurance companies.

U Drive Cover's policies are controlled by the Financial Conduct Authority. They provide several benefits for all types of drivers. With good prices, many years of experience in the industry, and a chance to compare quotes, U Drive Cover is a great choice for UK drivers who want complete and affordable car insurance.

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U Drive Cover Car Insurance Customer Reviews Breakdown

U Drive Cover has gotten a lot of feedback, shown by its 4.4 out of 5 TrustScore from 6,890 reviews. A striking 70% of customers gave 5-star ratings. They praised the company for its good cover benefits, helpful customer service, and fair prices. These high scores show that customers are happy, especially those looking for specific insurance for various types of vehicles.

About 8% of reviewers gave the service 4 stars. This shows a mostly good experience, but there are small ways to improve. 2% of users rated it with 3 stars, which shows they felt average about it. Meanwhile, 1% gave a 2-star rating, suggesting they were not happy with the claims process or policy terms.

Nineteen percent of customers gave U Drive Cover 1 star. This shows that the company has some areas to improve. These areas include handling claims and being clear about policy documents. The feedback gives a fair view of U Drive Cover’s strengths and where it can get better.

U Drive Cover Car Insurance Review

FAQs About U Drive Cover Car Insurance

U Drive Cover has custom policies for high-performance cars. These policies make sure drivers get the right protection they need. There are also extra options available, like key cover and breakdown cover.

Yes, former company car drivers can get good prices with U Drive Cover. The insurer often gives promotions and discounts for safe driving records and how many years of experience drivers have.

Yes, U Drive Cover charges a fee when you make changes to your policy during the term. This includes updating your address or vehicle details. The fees are between £25 and £50, depending on what type of change you make.

U Drive Cover offers support through phone and email. Their team is there to help you from Monday to Friday. You can also submit your claims easily using their online portal.

Policyholders can find their policy documents through the U Drive Cover online portal. They can also ask for a copy by email or mail. This makes it simple to manage their insurance details whenever they want.

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Page last updated on: 20/11/2024

Page reviewed by: Shay Ramani

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