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What Is Quote Me Happy Car Insurance?

Quote Me Happy is a well-liked online insurance provider. They have several car insurance policies for drivers in the UK. This includes Northern Ireland, the Isle of Man, and the Channel Islands. You can find options for full coverage or basic third-party insurance. Quote Me Happy provides affordable choices just for you. They also offer flexible extras to enhance your policy. You can only purchase their car insurance online. They offer great prices for different types of insurance. Their car insurance policies cater to several needs, such as:

  • Full protection
  • Third-party, fire, and theft coverage
  • Third-party coverage only

You can enjoy several key benefits. First, you have access to an approved repairer network. Second, you get support for claims any time, day or night. There are also optional add-ons, such as breakdown cover and personal accident cover. The company uses the Quotemehappy Connect platform. This makes it simple for you to manage your policy.

How Do I Get a Quote from Quote Me Happy?

Getting a quote from Happy car insurance is simple. Just visit their website. You only need to provide some basic information like:

  • Your personal information, such as your name, address, and driving history
  • The kind of coverage you want, like comprehensive or third-party
  • Information about your vehicle, including its make and model

Once you give your information, you will receive quotes that match your needs. You can look at your Quote Me Happy insurance choices along with others. This way, you can ensure you are getting the best deal.

Does Quote Me Happy Offer Optional Extras?

Quote Me Happy allows you to add different optional extras to your policy.

  • Breakdown cover helps you when your car has trouble on the road.
  • Personal accident cover protects you from serious injuries in a motoring accident.
  • Keycare fob and key recovery services assist you if you lose your car keys.
  • Audio equipment cover keeps your car's sound system safe.

These extras offer you more choices. They allow you to adjust your insurance policy. This helps you feel more relaxed.

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What Does Quote Me Happy Cover Include?

Standard Quote Me Happy car insurance policies come with several benefits.

  • Glass repair for any damage to your windscreen and windows.
  • Protection for your personal belongings if they are stolen from your vehicle.
  • Coverage for hire cars while your vehicle is being fixed by an approved repairer.
  • Costs for medical treatment you need after a motoring accident.
  • You can change each policy.
  • You can add extra features.
  • This helps to meet special needs.

How Does Quote Me Happy Car Insurance Handle Claims?

Quote Me Happy helps you file a claim through their online portal. If you need to make a claim, here’s what you should do:

  • Report the incident online. Make sure to include all the important details.
  • If you need repairs, they can help you talk to an approved repairer.
  • For claims related to serious injury or personal accidents, you may need additional documents such as medical reports.

Quote Me Happy offers one claim for glass repair or car keys. This will not impact your no claims discount.

Quote Me Happy Car Insurance Handle Claims

Does Quote Me Happy Car Insurance Cover Northern Ireland and Isle of Man?

Quote Me Happy offers car insurance for people who live in Northern Ireland, the Isle of Man, and the Channel Islands. However, you must be a resident of Great Britain to apply. The coverage options are similar to those found in other areas. Policies come with all the same benefits that UK mainland customers receive.

What Types of Extras Can I Add to My Policy?

Quote Me Happy offers more than just breakdown help and personal accident cover.

  • Key fobs and key recovery services
  • Other options to travel if your car breaks down far from home
  • Protection for audio equipment and personal belongings
  • Costs for a place to stay overnight if you are stranded far from home due to a car accident

These extras help make your policy better. They give you more comfort when an emergency happens.

How Does Quote Me Happy Encourage Safe Driving?

Quote Me Happy supports safe driving by giving good rates and the option to include black box insurance for extra discounts. Drivers who have safe habits, such as avoiding speeding or hard braking, can lower their costs over time. This is very helpful for young drivers and others who drive safely.

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Quote Me Happy Offer Levels of Cover

What Levels of Cover Does Quote Me Happy Offer?

Quote Me Happy offers three levels of cover:

  • Comprehensive cover: This is a great choice. It protects your car and covers damage done to other cars.
  • Third party, fire, and theft: This plan helps if someone else hits your car. It also covers your car if it is stolen or damaged by fire.
  • Third party only: This is the simplest option you need by law. It covers damage to other people's cars and their property.

You can change each level to add optional extras. These extras can be things like breakdown cover or personal injury protection.

What Are the Legal Costs Covered by Quote Me Happy?

Quote Me Happy car insurance policies provide choices to cover legal costs. This means they can help pay for problems that come from a motoring offence or serious injury from a road accident. With this 24 hour UK coverage, you will receive confidential legal advice and support if you have to deal with a dispute or claim.

Does Quote Me Happy Include Insurance Premium Tax?

Yes, the insurance premium tax (IPT) is included in all Quote Me Happy car insurance premiums. UK law requires this. The full amount you pay has the tax already added. This means there are no hidden fees when you receive your quote.

How Does Quote Me Happy Handle Vehicle Sales?

If you are part of a private vehicle sale, Quote Me Happy can help. They provide help to ensure your insurance stays current. When you buy or sell a car, you may need to change your policy. Their website makes this process simple for you.

How Does Quote Me Happy Assist in a Breakdown Near My Home?

If your vehicle stops working within a mile of your home, Quote Me Happy's breakdown assistance can help you. It covers repairs on the roadside or can take you to the nearest garage. This way, even if you are close to home, you won't feel stuck and can quickly get back on the road.

 Quote Me Happy Assist in a Breakdown

Does Quote Me Happy Charge for Phone Calls?

Quote Me Happy provides customer service with national call rates. They offer inclusive minute plans to help reduce costs for their policyholders. The cost of calls might vary depending on your phone provider. Still, Quote Me Happy tries hard to keep customer support affordable.

What Happens if I Need to Travel to a Single Destination?

If you need different transport to get to a place due to a breakdown or accident, Quote Me Happy can help you. They offer optional extras for this. This means you won’t feel stuck, and you can keep moving smoothly.

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How Does Quote Me Happy Help with Joint Protection in Telephone Calls?

Quote Me Happy values your privacy. They offer joint protection telephone calls. This means your policy details and claims remain private. It helps keep you and the insurer safe during conversations.

Does Quote Me Happy Provide Confidential Legal Advice?

Yes, you can get confidential legal advice as an extra option with your Quote Me Happy policy. This service is helpful if you have a motoring offence or run into legal problems because of an accident. It provides peace of mind and reduces the stress of legal costs.

What’s the Claim Discount Policy at Quote Me Happy?

Quote Me Happy offers a claim discount to drivers with a good driving record. A clean record can help lower your premiums over time. If you don’t make a claim, you will get a no claims discount that increases each year.

What is Covered Under Quote Me Happy’s Alternative Form of Transport?

In case there is a breakdown or accident, Quote Me Happy offers options for other ways to get around. You can get a hire car or a ride to a single destination. This helps ensure that your travel plans stay on track.

Quote Me Happy Car Insurance Reviews

Quote Me Happy Car Insurance Reviews

Quote Me Happy has a TrustScore of 4.1 out of 5 on Trustpilot. This score is based on 47,141 reviews. Many customers feel positive about this company. In fact, 77% of the reviewers rated their car insurance and customer service with 5 stars. Another 12% gave 4 stars. Only 6% of people shared 1-star ratings for their experience. A lot of customers appreciate how easy it is to manage their policies online. They also like the great rates and fast claims process.

FAQs About Quote Me Happy Car Insurance

Quote Me Happy car insurance offers coverage for drivers in Northern Ireland, the Isle of Man, and the Channel Islands.

You can add different types of cover to your plan. Some choices are breakdown cover, personal accident cover, key recovery, and audio equipment cover.

You can submit a claim online. For repairs, they will connect you with an approved repairer. If your claim is serious, you may need to give additional documents.

Quote Me Happy offers hire car cover when your car is being repaired.

Drivers who practice safe driving can pay less for black box insurance.

Standard policies protect your personal belongings in case they get stolen from your vehicle.

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Page last updated on: 04/12/2024

Page reviewed by: Shay Ramani

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