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What is Principal Car Insurance?

Principal Car Insurance is an insurer in the UK. They provide different types of vehicle insurance. You can choose from plans for cars, motorbikes, vans, and motorhomes. Principal mixes traditional service with modern convenience. They offer personal help and ensure clear communication. They stick to strict call scripts to keep things consistent. Their insurance plans cater to all kinds of motorists. This includes classic car enthusiasts and motor trade professionals. With Principal, everyone can find high-quality and customised insurance.

  • We offer different kinds of car and special vehicle insurance plans.
  • These plans cover:
    • Insurance for classic cars
    • Insurance for prestige cars
    • Insurance for high-performance cars
    • Insurance for specialised vehicles
    • Temporary car insurance
    • Insurance for learner drivers
    • Temporary insurance for learner drivers
    • Insurance for drivers with convictions
    • Insurance for impounded cars
    • Insurance for kit and replica cars
    • Insurance for several cars

Types of Cover Available

Principal has different types of coverage. This lets you pick the best level of protection for your vehicle.

  • Full protection
  • Third Party Only (TPO)
  • Third Party Fire and Theft (TPFT)

These choices allow you to pick what you want. You can pick a plan that fits your needs and your budget.

How to Get the Best Deal with Principal Car Insurance

Free Price Compare makes it easy to find the best deal on car insurance. You can get quotes in just a few minutes using our easy tools. If you need insurance for your car, motorbike, or van, we allow you to compare rates from Principal and other companies. This way, you can find the right coverage at a good price.

To get great value, think about adding extras like breakdown cover or theft protection. These options give you better protection at a good price. We are here to help you understand your insurance needs and find the best rates for you.

Principal Car Insurance: Outstanding Customer Service

At Principal, customer service goes beyond just answering questions. It is all about making a great experience for every driver. Principal is known for its classic service. They work hard to give the highest quality of service to each customer. They use clear and careful communication to make this happen. Their call length targets ensure that customers get the help they need without feeling rushed.

Principal's strict call scripts help customers during every interaction. This includes getting a quote or filing a claim. If there are any disputes, Principal provides support through the financial ombudsman service. This service aims to resolve issues in a fair and clear manner.

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Motorbike and Motorcycle Insurance with Principal

Principal offers full motorbike insurance for bikers in the UK. It doesn’t matter if you own a motorcycle, scooter, or trike. They help protect you from theft and personal injuries. Their plans fit the unique needs of motorcyclists. You can also choose extra options like breakdown cover or protection for any custom changes you make to your bike.

If you ride a motorbike and want coverage that is flexible and affordable, consider Principal’s motorbike insurance. It gives you peace of mind. You can feel secure knowing that both you and your motorbike are safe when you are on the road.

Motorbike and Motorcycle Insurance with Principal

Multi-Vehicle and Classic Car Insurance

If you own more than one vehicle, Principal’s multi-vehicle insurance can help. You can cover several cars with one policy. This saves you time and money. It's great for classic car lovers or families with motorhomes and regular cars. By putting all your vehicles in one policy, you can make your insurance easier and get better rates.

The principal gives flexible insurance choices for people in the motor trade or those who enjoy classic cars. This allows your valuable vehicles to remain well protected.

Principal Insurance for Commercial Drivers

Principal knows what commercial drivers need. They provide special insurance policies for couriers, van drivers, and small business owners. If you deliver goods, Principal's insurance will fully protect you. Their commercial insurance quotes offer flexibility and strong coverage for business vehicles.

Principal’s policies provide peace of mind for everyone. This includes motor trade professionals and delivery drivers. You can feel safe knowing that your business is protected, regardless of what happens.

Claims Resolution Timeline

Principal Car Insurance: Claims Process and Refunds

Filing a claim with Principal is easy and is made to be stress-free. If you had an accident or want to report theft, the claims process is straightforward and helps you get fast answers. You can file your claim online or by phone. This way, you can get the help you need when you need it most.

The Principal has simple rules for refunds and cancellations. If you need to cancel your policy, just go to your online account. Refunds are sent out fast, usually by the third working day.

Why Principal is Growing Among UK Insurers

The principal has grown a lot in the UK insurance market. This growth comes from a mix of old school service and modern efficiency. Their pound marketing campaigns have made people aware of their services. They also use administration technologies to make things easier for today's consumers.

Principal works with several insurance providers. This way, they can give different quotes. It helps customers find the best prices for what they need. If you want insurance for a car, motorbike, or commercial vehicle, Principal offers excellent customer service. Their friendly support and great rates make them a top option for drivers in the UK.

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Principal Insurance Reviews and Ratings

Principal Insurance is known for its strong reputation. It has a TrustScore of 4.4 out of 5. This score comes from 1,990 reviews. Many customers feel thankful for the company's great service. Here is the breakdown of the ratings:

  • 5-star: 72% of customers think Principal is great. They enjoyed the good rates and helpful support.
  • 4-star: 6% gave good reviews. They mentioned that there are some areas for improvement.
  • 3-star: 2% had a neutral opinion. They talked about some small problems they faced.
  • 2-star: 3% did not feel good about their experience. They noted problems like slow response times.
  • 1-star: 17% were not happy. They mostly had problems with claims or support.
Principal Insurance Reviews Breakdown

Most customers think Principal Insurance is trustworthy. They appreciate how quick and helpful the support is. They also like the detailed policies that are offered.

How does Principal car insurance differ from other types of car insurance?

Principal car insurance covers damage from accidents, theft, vandalism, and natural disasters. It is unique because it allows you to build a policy that matches your needs. This helps you get good protection and feel secure while driving.

FAQs About Principal Car Insurance

The principal provides insurance for different types of vehicles. This covers cars, motorbikes, vans, motorhomes, and classic cars.

Yes, Principal provides multi-vehicle insurance. This allows you to cover several vehicles with a single policy. It's a way to save time and money.

Principal offers customised commercial insurance quotes for couriers, van drivers, and other businesses. This ensures that their vehicles are fully covered.

You can file a claim online or by calling Principal’s customer service. It is a good idea to have all your policy documents and proof ready. This will help make the process faster.

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Page last updated on: 06/12/2024

Page reviewed by: Shay Ramani

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