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  • Get car insurance for drivers with a dangerous driving conviction.
  • Look for a group of FCA-approved insurers that provide affordable coverage.
  • Ask for a free quote today for convicted driver insurance.

What is a DD80 Conviction?

A DD80 conviction is given for dangerous driving that leads to death. It is one of the most serious offenses of this type in the UK.

The offence is much worse than careless driving. It often includes speeding, drug driving, using a mobile phone, or not following other traffic rules.

Penalty for DD80:

Conviction Code Offence Penalty Points Licence Endorsement Duration
DD80 Dangerous driving causing death 3 – 11 11 years

Fact: A DD80 endorsement will remain on your driving licence for 11 years starting from the date of conviction. This can impact your insurance policies for several years.

How a DD80 Conviction Affects Car Insurance

Having a dangerous driving conviction like DD80 can make it hard to get private car insurance.

Most insurance providers see a DD80 as a high risk. This is because of the serious nature of the offence.

Driver Type Monthly Premium Estimate (£) Annual Premium Estimate (£)
Standard Driver (No Convictions) £45 – £90 £540 – £1,080
DD80 Convicted Driver £220 – £450 £2,640 – £5,400

Main Reasons for Higher Premiums:

  • A criminal conviction can involve the loss of life.
  • There is a risk of dangerous driving in the future.
  • Fewer insurance providers are willing to offer coverage.
  • You may need specialist insurance providers.

Legal Consequences of a DD80 Conviction

The punishments for a DD80 conviction are very serious:

  • Driving Ban: A ban of at least 2 years, and it can be for life.
  • Prison Sentence: A sentence can last up to 14 years.
  • Fine: A fine that has no limit.
  • Licence Points: You can get 3 to 11 points added to your licence.
Legal Consequences of a DD80 Conviction
Offence Driving Ban Prison Sentence Fine
Dangerous driving causing death 2 years to lifetime Up to 14 years Unlimited fine

Fact: If dangerous driving causes death, the driver might face extra charges. This can happen if drug driving or using a mobile phone is involved.

Impact on Your Driving Rights

After a DD80 conviction, drivers must follow some rules, like:

  • You will lose your licence and endorsement for 11 years.
  • Your motor insurance policies will cost more.
  • There are fewer choices if you need convicted driver van insurance or car insurance.
  • You must tell all insurance companies about your conviction.

Some insurance companies might not give full coverage. They may only provide third-party fire and theft.

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DD80 Conviction vs Other Dangerous Driving Convictions

Conviction Code Offence Penalty Points Licence Endorsement Duration Premium Increase
DD80 Dangerous driving causing death 3 – 11 11 years 300% – 400%
DD60 Manslaughter or culpable homicide while driving car 3 – 11 11 years 300% – 400%
DD40 Dangerous driving causing serious injury 3 – 11 4 years 200% – 300%
DD10 Dangerous driving without serious injury 3 – 11 4 years 150% – 250%

A DD80 is one of the most serious driving offenses according to UK law.

Why FCA-Approved Insurers Matter After a DD80

If you have a criminal conviction, it is important to find insurance firms that the Financial Conduct Authority (FCA) approves.

Using a group of FCA-approved insurers has several benefits. These insurers are recognised for following strict rules and high standards. This gives you peace of mind. You know that your insurance is being offered by trusted companies. A panel of FCA-approved insurers allows you to compare different options. This way, you can find the best coverage at a price that fits your budget. You also have access to experienced providers. They can help you choose the right plan for your needs. Overall, working with these insurers can provide better safety and more choice.

  • Easy-to-understand and fair insurance coverage
  • Access to special insurance policies made for drivers with convictions
  • Protection under UK financial laws

Always make sure your registration number and personal details are correct when you ask for quotes.

How to Get Affordable Insurance After a DD80 Conviction

How to Get Affordable Insurance After a DD80 Conviction

Here are ways to lower costs:

  • Look at quotes from several insurance providers.
  • Pick a car with a smaller engine for your next registration.
  • Get a free convicted driver insurance quote online.
  • Complete a driver rehabilitation course.
  • Keep a clean driving record and steer clear of more offences.

A quick tip: If you give your registration number and the correct details about your offence, it helps insurance providers give you quotes faster and more accurately.

How Long Does a DD80 Affect Insurance Costs?

Conviction Type Licence Endorsement Duration Time Insurance Costs Are Affected Chance of Getting Affordable Insurance
DD80 11 years 5+ years Very difficult
DD60 11 years 5+ years Very difficult
DD40 4 years 5 years Difficult but possible
DD10 4 years 5 years Moderate after 5 years

You should expect to pay higher premiums for at least 5 years after your date of conviction.

FAQs About DD80 Car Insurance

Yes, you need to find convicted driver insurance providers that accept high-risk drivers who have a criminal conviction.

It will last for 11 years starting from the date of conviction as part of the penalty.

Yes. All insurance companies in the UK will look at your driving record before they give you car insurance quotes.

You can find options for dangerous driving car insurance only through specialist insurance providers.

The code for dangerous driving that leads to death is DD80. You must tell all insurance companies about it.

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Page last updated on: 15/04/2025

Page reviewed by: Shay Ramani

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