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If you want car insurance in Coventry, Free Price Compare is a great place to start. The website lets you check car insurance quotes from over 120 UK insurance providers. All these providers are approved by the Financial Conduct Authority. It does not matter if you live in Earlsdon, Stoke, or Tile Hill. You can get the right cover for your needs. It does not matter what your driving experience is or what kind of car you drive. You can feel sure that your insurance cover will fit what you need. This gives you peace of mind every time you get in your car.

Average Car Insurance Prices in Coventry

Car insurance prices in Coventry can change based on where you live and the way that you drive. In this city, most people pay more for car insurance than others in the country. This is because there are many people living close to each other. There is also more driving in town. These things make insurance prices go up in Coventry.

Coventry vs UK Average Premiums

Driver Profile Coventry Avg Premium UK National Avg
Annual Premium £865 £834
Monthly Instalments £71/month £69.50/month
Young Driver (Age 20) £2,050 £2,000
Over 50s Driver £380 £600

Quotes based on Free Price Compare data, May 2025.

Car Insurance Costs by Coventry Postcode

Insurance costs in Coventry can change depending on where you live in the city. This happens because things like the number of claims, the rate of theft, and how safe the roads are be different in each place. All these things come together to affect what people have to pay for insurance costs in the different areas of Coventry.

Postcode Area Typical Annual Premium
CV1 £890
CV2 £880
CV3 £865
CV4 £850
CV5 £840

Types of Car Insurance Cover Available in Coventry

Third Party Car Insurance

There is a legal requirement to have this cover if you want to drive on UK roads. It pays for damage to other people or their things. But it does not pay for damage to your own vehicle.

Third Party, Fire and Theft

This gives you insurance cover if your car gets stolen or if there is a fire.

Comprehensive Car Insurance

This is the highest level of cover you can have for your car. It gives you car cover even if the accident is your fault. You also get legal protection. This level of cover gives you a courtesy car cover, windscreen cover, and more.

Specialist Insurance Options

  • Classic car insurance is there for those old or vintage cars. It gives them the cover that they need to stay safe on the road.
  • Black box car insurance is best for young drivers or those who are new to driving. A black box is put in the car, and it keeps track of how you drive. If you drive safe, you can pay less for your car insurance.
  • Business car insurance is made for people who drive their car for work or business trips. It gives the cover you need when your car is used for your job.
  • Hybrid car insurance is for people who drive cars that are electric or have low emissions. It is a good choice if you care about the earth and want to cut down pollution.
  • Temporary car insurance is car insurance you can get for a short time. This type of cover helps if you need it for a day, a week, or a month only.
  • Electric car insurance is for anyone who owns an electric car and wants to help the earth. It gives cover for all electric cars.

This gives you different car insurance choices. You can choose classic car insurance, black box car insurance, temporary car insurance, business car insurance, or a plan for a hybrid car. Pick the one that is best for the kind of cover you need.

What Affects the Cost of Your Car Insurance in Coventry?

Many things can change the cost of your premium.

  • Driving experience and the number of times you have made claims in the past
  • Type of cover: If you get more protection, you may have to pay more
  • Car model and value: These things can change insurance prices by a lot
  • Compulsory excess and higher voluntary excess amounts
  • Where the car is kept at night (in a garage, on the street, or on a driveway)
  • How often you drive and your given yearly mileage
  • Licence number and type (such as a full UK driving licence)
  • Payment method: Paying as a lump sum can cost less than choosing monthly instalments
  • Insurance groups: The group your car is in can make your insurance prices go up or down
What Affects the Cost of Your Car Insurance in Coventry

Additional Features and Add-Ons for Coventry Drivers

  • Legal protection: This will pay the solicitor fees if you have to deal with a case of an accident.
  • Uninsured driver cover: You get help if an uninsured driver hits your car.
  • Motor legal protection: This takes care of court fees and any claims for you.
  • Breakdown cover: Get fast help on the roadside if your car breaks down.
  • Windscreen cover: They will repair or replace broken glass for you.
  • Courtesy car cover: A car is given to you to use when your own car is being fixed.
  • Child car seats: After an accident, you can get new seats for your child.

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Young Driver & Black Box Insurance in Coventry

Coventry has a lot of young drivers and people who are still at school or college. Black box insurance can help them save money. You can also use it to get a no claims bonus.

Car Model Avg Premium (Age 20, CV1)
Ford Fiesta (2019) £2,040
Vauxhall Corsa (2020) £2,025
Peugeot 208 (2021) £2,010

Black box car insurance uses a small device in your car to see how you drive. If you have good habits and drive safe over a period of time, you could get a better price on your car insurance. You need to keep up with safe driving to get these discounts. This way, people who drive safely have a fair chance at lower costs.

FCA-Regulated Insurance Companies You Can Trust

FCA-Regulated Insurance Companies You Can Trust

We look at and compare the plans from insurance companies that the FCA has approved. You will get:

  • The policy papers are easy to read, and you can see what is not in them.
  • They handle your claims in a fair way.
  • There is strong data protection in place.
  • You can get financial help if you have an accident.
  • The insurance services are reliable.

How to Compare Car Insurance Quotes in Coventry

  1. Put in your details. You need to give your name, your driving licence number, your car’s registration, and say if you use the car for commuting or for business use.
  2. Pick the level of cover you want and choose any extras you may like.
  3. You can compare car insurance quotes online right away.
  4. Go for the lowest price that still gives you the insurance cover you need.

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Correct as of 05 June 2025

FAQs: Coventry Car Insurance

Compare car insurance early so you can get a better deal. You can make your insurance premium lower if you raise your voluntary excess. If you are new to driving, think about getting black box insurance. Try to pick the right price and do not pick extras you do not need. This can help to bring down your insurance premium.

Yes. Comprehensive cover will cost you more, but it gives you the highest level of cover. With this kind of cover, you feel more peace of mind. If there is a car accident, you know you and your car have the best protection. This lets you feel good about the level of cover you have.

three weeks beforeyour renewal is due. This will help you get a good deal and save you some money.

Yes. If you drive your car or truck for work, you need to have a policy that covers business use. If you are not sure about the kind you need, talk to an independent broker. They can help you get specialist insurance.

Yes, you need to have third party cover if you want to drive and stay within the law. It does not matter if you pay once in a lump sum or every month for your cover.

Use Free Price Compare if you want to see insurance policy options from many companies. You can get to your online account easily. It is simple to change your cover. You can add optional extras like annual cover or roadside help. There are choices for you to pick what suits you best.

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Page last updated on: 18/07/2025

Page reviewed by: Shay Ramani

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