Compare DD60 Car Insurance – Cover for Convicted Drivers

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  • Find driver insurance if you have a dangerous driving conviction.
  • Get free quotes for convicted driver insurance today.
  • Protect yourself with affordable insurance coverage that meets your unique needs.

What is a DD60 Conviction?

A DD60 conviction happens for manslaughter or culpable homicide while you are driving a car. This is one of the most serious forms of dangerous driving under UK law.

This belief usually comes from driving carelessly, drinking too much, using drugs while driving, or other risky actions that lead to death.

Penalty for DD60:

Conviction Code Offence Penalty Points Licence Endorsement Duration
DD60 Manslaughter or culpable homicide while driving car 3 – 11 11 years

Fact: A DD60 endorsement remains on your driving licence for 11 years. This is much longer than many other driving convictions.

How a DD60 Conviction Affects Car Insurance

A dangerous driving conviction, like a DD60, will lead to big changes in your car insurance.

Insurance companies view drivers with a DD60 as a higher risk. Because of this, they often need to get specialist convicted driver insurance.

Driver Type Monthly Premium Estimate (£) Annual Premium Estimate (£)
Safe Driver (No Convictions) £40 – £80 £480 – £960
DD60 Convicted Driver £200 – £400 £2,400 – £4,800

Main Reasons for Higher Premium Rates:

  • A serious breach of the law that leads to death
  • A very high risk for other road users
  • Long driving bans or licence points may be given
  • A criminal record linked to your driving licence

Legal Consequences of a DD60 Conviction

A DD60 conviction brings very heavy penalties:

  • Driving Ban: A minimum of 2 years, but it can be much longer.
  • Prison Sentence: Can be up to life in prison, based on how serious the case is.
  • Fine: A fine without limits can be added to any prison time.
  • Licence Points: 3 to 11 penalty points can be given.
Legal Consequences of a DD60 Conviction
Offence Driving Ban Prison Sentence Fine
Manslaughter or culpable homicide (DD60) 2 years to lifetime Life imprisonment Unlimited fine

Fact: A DD60 criminal conviction makes it tougher to get back on the road. It can also impact other areas like getting a job and travelling abroad.

Driving Rights After a DD60 Conviction

Drivers with a DD60 need to follow stricter rules:

  • You need to say if you have a conviction when getting insurance coverage.
  • A lot of insurers may only give you basic policies, like third-party coverage.
  • You might need to put in telematics devices or dash cams.
  • The costs for renewal will stay high until the conviction is no longer counted.

Your driving record will display the DD60 for 11 years. This makes it tough to show that you are now a safe driver.

DD60 vs Other Dangerous Driving Convictions

Conviction Code Offence Penalty Points Licence Endorsement Duration Premium Increase
DD60 Manslaughter or culpable homicide while driving car 3 – 11 11 years 300% – 400%
DD40 Dangerous driving causing serious injury 3 – 11 4 years 200% – 300%
DD10 Dangerous driving without serious injury 3 – 11 4 years 150% – 250%
DD90 Furious driving 3 – 9 4 years 100% – 200%

A DD60 is seen as the worst driving offense.

Factors That Make DD60 Insurance More Expensive

Some things that impact the price of your convicted driver insurance are:

  • A history of dangerous driving or other driving-related crimes.
  • Use of a mobile phone when the offence happened.
  • Breaking speed limits, running red lights, or driving under drugs.
  • How serious the offence was and the damage that was caused.
  • Influence of alcohol during the incident.

Many insurance companies see DD60 as a high-risk case. They require special driver insurance solutions for this situation.

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Impact of a DD60 Conviction on Future Employment and Travel

A criminal conviction for culpable homicide while driving can impact more than just your car insurance. It can also cause serious problems for finding a job and travelling abroad.

Employment Challenges:

  • Many employers do background checks to see if someone has a criminal record.
  • Jobs that need driving, using machines, or looking after vulnerable people might not be open.
  • Licencing for jobs like taxi drivers, heavy goods vehicle (HGV) drivers, or security workers might be taken away or not given.

Travel Restrictions:

  • Countries such as the USA, Canada, and Australia can reject visa applications from people who have a criminal record for dangerous driving.
  • When entering countries that review criminal history, you might be questioned about your conviction.
  • A few travel insurance policies do not offer coverage for travellers with recent criminal convictions.

Helpful Tips for Managing the Impact:

  • Apply for jobs that do not require a driving licence until your driving conviction is cleared from your record.
  • Always tell the truth about your criminal record when asked. Not doing so could create more problems.
  • Talk to immigration experts before applying for visas if you have a serious driving conviction.
Finding Affordable Insurance After a DD60 Conviction

Finding Affordable Insurance After a DD60 Conviction

Ways to get more affordable insurance after a DD60 include:

  • Get a free quote today from several expert insurers.
  • Pick a low-risk car that is small and has low power.
  • Put in a telematics device or a black box.
  • Raise your voluntary excess.
  • Work on having a clean driving record over time.
  • Enroll in a driver improvement or rehabilitation course.

Fact: Some insurance companies provide a free convicted driver insurance quote. You can get it through online forms. This helps you compare rates quickly.

How Long Does a DD60 Affect Insurance Costs?

Conviction Type Licence Endorsement Duration Time Insurance Costs Are Affected Chance of Getting Affordable Insurance
DD60 11 years 5+ years Very difficult
DD40 4 years 5 years Difficult but possible
DD10 4 years 5 years Moderate after 5 years
DD90 4 years 5 years Moderate

Insurance companies usually give better rates after the conviction code is no longer on your record. They also want to see that you do not have other offences.

FAQs About DD60 Car Insurance

Yes, you will need convicted driver insurance. This type of insurance comes from special providers who accept drivers with a criminal record.

A DD60 affects your premiums for more than 5 years. It can also stay on your driving licence for 11 years.

Getting van insurance can be tricky. Insurers see you as high risk.

Yes. Picking a smaller car, putting in a dash cam, keeping a clean driving record, and taking safe driver courses can help reduce costs.

The penalty code is DD60. You need to share this code when you apply for drivers insurance.

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Page last updated on: 10/04/2025

Page reviewed by: Shay Ramani

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