Find the Best Deal on Audi Car Insurance

  • Save up to £523* on your car insurance
  • 97% of reviewers recommend Free Price Compare
  • Compare car insurance quotes from 120+ insurers
GB
Retrieve Quotes

Don’t have your registration number? No problem, click here.

4000+ reviews

We compare car insurance quotes from 120+ companies...

Wide variety of insurance options available to help you find a suitable policy

Happy Customers

We've served thousands of policies to
thousands of happy customers.

Price Comparison Market

10+ years experience in
the Price Comparison Market.

Car Insurance Companies

We'll display quotes from
120+ car insurance companies.

Car Insurance for Audi: Finding the Best Deal

When it comes to owning an Audi, you know you're driving a vehicle that exudes quality and sophistication. Whether you own a sleek Audi A4 or a powerful Audi R8, protecting your investment with the right car insurance is essential. In this comprehensive guide, we'll explore everything you need to know about Audi car insurance in the UK. From understanding the cost factors to finding the best deals, we've got you covered.

Who are Audi Cars? A Brief History

Audi, a German automobile manufacturer, has a rich history dating back to the late 19th century. The company traces its roots to August Horch, who founded Horch & Cie in 1899. After leaving the company, Horch established his second car company but was unable to use his own name due to trademark issues. Instead, he chose the Italian translation of his name, "audi," giving birth to the Audi brand we know today.

Over the years, Audi has become synonymous with engineering excellence and technological advancements. In 1932, Audi, along with DKW, Horch, and Wanderer, formed Auto Union AG and adopted the iconic four rings logo. This merger marked the beginning of Audi's journey as a prestigious car brand.

The Most Popular Audi Car Models in the UK

Audi offers a diverse range of car models that cater to various driving preferences and lifestyles. Let's take a closer look at the top five most popular Audi car models in the UK:

  1. Audi A3: The Audi A3 is a compact executive car that combines style, performance, and practicality. It appeals to drivers looking for a premium driving experience in a smaller package.
  2. Audi A4: The Audi A4 is a mid-size luxury sedan that offers a perfect balance of comfort, performance, and cutting-edge technology. It's a popular choice among professionals and families alike.
  3. Audi Q5: The Audi Q5 is a compact luxury SUV that provides a spacious and versatile driving experience. With its refined design and advanced features, it's a top choice for those seeking both comfort and adventure.
  4. Audi A1: The Audi A1 is a stylish and compact hatchback that offers sporty performance and modern design. It's an ideal choice for urban dwellers and those who value agility and efficiency.
  5. Audi Q3: The Audi Q3 is a compact luxury SUV designed to deliver both style and versatility. With its elevated driving position and advanced safety features, it appeals to those seeking a sense of adventure.

Get Quotes

Understanding Audi Car Insurance Costs

When it comes to insuring your Audi, several factors influence the cost of your car insurance premium. It's important to understand these factors to get an accurate quote and find the best deal for your Audi. Here are some key considerations:

1. Audi Car Model and Insurance Group

Each Audi car model belongs to a specific insurance group, which helps insurers determine the level of risk associated with insuring that particular model. The insurance group takes into account various factors, including the car's value, performance, and security features. Generally, higher-performance models or luxury vehicles fall into higher insurance groups, leading to higher premiums.

Understanding Audi Car Insurance Costs

To give you an idea, here's a breakdown of some popular Audi car models and their corresponding insurance groups:

Audi Car Model Insurance Group Audi A3 Group 18-32 Audi A4 Group 21-44 Audi Q5 Group 25-43 Audi A1 Group 10-34 Audi Q3 Group 18-31 It's worth noting that insurance group ratings can vary based on factors such as engine size, trim level, and optional extras. When obtaining insurance quotes, be sure to provide accurate information about your Audi's specifications to get an accurate premium estimate.

2. Driver's Age and Experience

Younger and less experienced drivers often face higher insurance premiums due to the perceived higher risk of accidents. Insurers consider factors such as age, driving history, and the number of years of no claims bonus when determining premiums. If you're a young driver, it's recommended to consider additional driving courses or adding a more experienced driver as a named driver on your policy to potentially reduce your premium.

3. Location and Usage

Your location can also impact your insurance premium. Areas with higher crime rates or a higher likelihood of accidents may result in higher premiums. Additionally, how you use your Audi can influence the cost of insurance. If you primarily use your car for commuting or business purposes, your premium may be higher compared to someone who only uses their car for personal use.

4. Security Features

Audi vehicles are known for their advanced security features, which can help reduce the risk of theft or damage. Cars equipped with features such as alarms, immobilisers, and GPS tracking systems may be eligible for lower insurance premiums. Make sure to inform your insurer about any security enhancements your Audi has to potentially lower your premium.

Finding the Best Audi Car Insurance Deals

Now that you understand the factors influencing Audi car insurance costs, it's time to find the best deals. Here are some tips to help you get started:

1. Compare Quotes

Comparing quotes from multiple insurance providers is essential to find the best deal for your Audi. Online comparison platforms, like Free Price Compare, make this process quick and easy. Simply enter your details and the specifics of your Audi, and you'll receive quotes from various insurers tailored to your needs.

Finding the Best Audi Car Insurance Deals

2. Consider Specialist Audi Insurance

Specialist insurance providers may offer tailored policies specifically designed for Audi owners. These providers understand the unique requirements of Audi vehicles and can offer comprehensive coverage at competitive rates. It's worth exploring specialist Audi insurance options to ensure your car is adequately protected.

3. Review Policy Coverage and Excess

Carefully review the coverage and excess of each insurance policy you consider. While a lower premium may seem enticing, it's essential to ensure that the policy offers adequate coverage for your Audi's value and your specific needs. Additionally, consider how much excess you're comfortable paying in the event of a claim. A higher excess can lower your premium, but be sure it's an amount you can afford.

4. Build a No Claims Bonus

Maintaining a clean driving record and accumulating a no claims bonus can significantly reduce your insurance premium over time. Insurance providers reward safe and responsible drivers with lower premiums, so it's beneficial to drive safely and avoid accidents or claims whenever possible.

5. Enhance Vehicle Security

Investing in additional security measures for your Audi can not only give you peace of mind but also potentially lower your insurance premium. Consider installing an approved alarm system, immobiliser, or vehicle tracking device. These security enhancements can deter theft and make your Audi a lower risk for insurers.

Insuring your Audi is a crucial step in protecting your investment and ensuring peace of mind while on the road. By understanding the factors that influence insurance costs and following our tips for finding the best deals, you can secure comprehensive coverage for your Audi without breaking the bank. Remember to compare quotes, consider specialist Audi insurance, review policy coverage, build a no claims bonus, and enhance vehicle security. With these steps, you'll be well on your way to finding the perfect car insurance for your Audi, tailored to your needs and budget.

Get Quotes

What Types of Car Insurance Coverage Are Available for Audi Cars?

When insuring your Audi, it's essential to understand the different types of coverage available to ensure you have the right level of protection.

What Are the Different Levels of Cover?

There are three main levels of car insurance cover in the UK:

  1. Comprehensive cover
  2. Third-party, fire, and theft (TPFT)
  3. Third-party only (TPO)

What Is Comprehensive Cover?

Comprehensive cover is the most extensive level of insurance, protecting you against damage to your own vehicle as well as any third-party claims. This type of policy typically includes:

  • Accidental damage
  • Vandalism and malicious damage
  • Theft and attempted theft
  • Fire damage
  • Third-party liability

According to the Association of British Insurers (ABI), 77% of private car insurance policies in the UK are comprehensive.

What Are Third-Party Policies?

Third-party policies, including TPFT and TPO, provide less coverage than comprehensive insurance. TPFT covers damage to your vehicle caused by fire or theft, as well as third-party liability. TPO only covers damage or injury you cause to other people and their property.

What Does Legal Cover Include?

Legal cover is an optional extra that can be added to your Audi car insurance policy. It provides financial support for legal expenses related to a car insurance claim, such as pursuing compensation for personal injury or defending against legal action.

Car Insurance Coverage Are Available for Audi Cars

How to Save on Audi Insurance

Insuring a premium vehicle like an Audi can be costly, but there are several ways to save money on your car insurance premiums.

How Can I Use a No Claims Discount?

Building up a no claims discount (NCD) is one of the most effective ways to reduce your Audi insurance costs. For every year you drive without making a claim, you can earn a discount on your premium, with some insurers offering up to 65% off for five or more claim-free years.

What Role Does Voluntary Excess Play in Saving Money?

Choosing a higher voluntary excess – the amount you agree to pay towards any claim – can significantly lower your insurance premium. However, make sure you can afford the excess amount in the event of a claim.

How Can Adjusting My Annual Mileage Help?

Lowering your annual mileage can help reduce your insurance costs, as insurers consider low-mileage drivers to be less of a risk. Be honest about your mileage, as underestimating could invalidate your policy.

What Optional Coverages Can I Add?

While adding optional coverages to your policy may increase your premium, they can provide valuable protection and peace of mind. Popular optional extras for Audi owners include:

  • Breakdown cover
  • Motor legal protection
  • Personal accident cover
  • Courtesy car cover
Factors Affecting Audi Insurance Costs

What Are the Factors Affecting Audi Insurance Costs?

Several factors can influence the cost of your Audi car insurance, including the type of car, your driving habits, and personal circumstances.

How Does the Type of Car Influence Insurance Costs?

The make, model, and age of your Audi can significantly impact your insurance premiums. Higher-end models with powerful engines, such as the Audi R8 or RS series, typically attract higher insurance costs due to their increased performance and value.

What Is the Impact of Annual Mileage?

As mentioned earlier, your annual mileage can affect your insurance costs. Higher mileage drivers are considered a greater risk, as they spend more time on the road and are more likely to be involved in an accident.

How Does Being an Audi Owner's Club Member Help?

Some insurers offer discounts for members of official Audi owner's clubs, as they consider these drivers to be more responsible and invested in maintaining their vehicles.

What Individual Circumstances Affect Premiums?

Your individual circumstances, such as your age, driving experience, and claims history, can also impact your Audi insurance premiums. Younger and less experienced drivers typically face higher costs, while a history of claims or driving convictions can also lead to increased premiums.

Get Quotes

What Special Features Are Included in Audi Car Insurance?

Many insurers offer special features and benefits tailored to Audi owners, providing added value and protection.

What Is the Benefit of a Courtesy Car?

Some Audi insurance policies include a courtesy car benefit, providing you with a temporary replacement vehicle while your car is being repaired following an insured incident. This ensures you can continue to travel without disruption.

How Does Breakdown Cover Work?

Breakdown cover is a popular optional extra that provides assistance if your Audi breaks down or suffers a mechanical failure. This can include roadside repairs, vehicle recovery, and onward travel arrangements.

What Is Windscreen Cover and How Does It Work?

Windscreen cover is another common optional extra that covers the cost of repairing or replacing your Audi's windscreen, windows, or sunroof if they are damaged or shattered. Some policies may even waive the excess for windscreen claims.

Are There Specific Policies for Audi Quattro Models?

Some insurers offer specialised policies for Audi quattro models, which feature the brand's signature all-wheel-drive system. These policies may include additional benefits or discounts tailored to quattro owners.

How to Get the Best Price on Audi Car Insurance

Finding the best price on Audi car insurance requires careful research and comparison of different policies and providers.

What Are the Cheapest Audi Models to Insure?

Generally, smaller and less powerful Audi models, such as the A1 or A3, tend to be cheaper to insure than high-performance models like the R8 or RS series. According to data from Compare the Market, the Audi A1 is the cheapest Audi model to insure, with an average annual premium of £711.

Get the Best Price on Audi Car Insurance

What Are the Best Policies for Audi Cars?

The best car insurance policy for your Audi will depend on your individual needs, budget, and circumstances. Consider factors such as the level of cover, optional extras, and the insurer's reputation for customer service and claims handling.

How to Compare Insurance Quotes for Audi Cars?

To find the best deal on Audi car insurance, use a comparison website like Free Price Compare to quickly compare quotes from multiple providers. Be sure to provide accurate information about your vehicle, driving history, and personal circumstances to ensure you receive the most relevant quotes.

What Should Audi Owners Know About Insurance Claims?

Understanding the claims process and what to do in the event of an incident can help ensure a smooth and stress-free experience.

How Do Windscreen Claims Work?

If you have windscreen cover included in your Audi insurance policy, you can typically make a claim for repairs or replacement without affecting your no claims discount. Contact your insurer's dedicated windscreen claims line for assistance.

What Is the Process for Making a Claim?

If you need to make a claim on your Audi car insurance, follow these steps:

  1. Gather information about the incident, including date, time, location, and any third-party details
  2. Contact your insurer's claims department as soon as possible
  3. Provide any requested documentation, such as a police report or photographs
  4. Cooperate with your insurer and any appointed claims handlers or repairers
  5. Pay any applicable excess and arrange for repairs or replacement

How Does Legal Protection Help in Claims?

If you have legal cover included in your Audi insurance policy, you can benefit from financial support for legal expenses related to a car insurance claim. This can include pursuing compensation for personal injury or defending against legal action brought by a third party.

What Are the Legal Requirements for Audi Car Insurance in the UK?

As an Audi owner in the UK, it's crucial to understand the legal requirements for car insurance to ensure you remain compliant and properly protected.

What Are the Legal Requirements for Car Insurance?

In the UK, it is a legal requirement to have at least third-party only (TPO) car insurance if you wish to drive your Audi on public roads. Failure to maintain valid insurance can result in severe penalties, including fines, points on your licence, and even vehicle seizure.

What Are the Legal Requirements for Audi Car Insurance in the UK

How Does the Financial Conduct Authority Impact Insurance?

The Financial Conduct Authority (FCA) regulates the UK insurance industry to ensure fair treatment of consumers. Insurers must adhere to FCA rules and guidelines, which cover aspects such as policy wording, claims handling, and complaint resolution.

What Is Covered Under Legal Expenses?

Legal expenses cover, also known as motor legal protection, is an optional extra that can be added to your Audi car insurance policy. It typically covers legal costs associated with pursuing compensation for personal injury, recovering uninsured losses, and defending against legal action related to a car insurance claim.

How Do Driving Habits and Laws Impact Insurance Costs?

Your driving habits and changes in traffic laws can also influence your Audi insurance premiums.

How Does Driving in the EU Post-Brexit Affect My Insurance?

Following Brexit, UK motorists driving their Audi in the EU may need to carry a Green Card as proof of insurance. Contact your insurer to request a Green Card before traveling and to ensure your policy provides adequate coverage for driving abroad.

What Are the Risk Factors Based on Driving Habits?

Insurers consider various risk factors when calculating your Audi insurance premium, including:

  • Your annual mileage
  • The type of driving you do (e.g., commuting, leisure, or business use)
  • Your driving history, including any claims, convictions, or penalty points
  • The security features and parking location of your Audi

Adopting safe and responsible driving habits can help lower your perceived risk and potentially lead to lower insurance costs.

Get Quotes

What Are the Customer Service and Support Features for Audi Insurance?

When choosing an Audi car insurance policy, consider the insurer's customer service and support features to ensure a positive experience in the event of a claim or query.

How Can Customer Service Assist With Claims?

A dedicated claims team can provide guidance and support throughout the claims process, from initial notification to settlement. Look for insurers with 24/7 claims helplines and a track record of efficient, fair claims handling.

What Support Features Are Available With Audi Insurance?

Some insurers offer additional support features for Audi owners, such as:

  • Online policy management and document access
  • Mobile app for easy claims submission and tracking
  • Dedicated Audi insurance specialists
  • Discounted rates for approved Audi repair centres

These features can enhance your overall experience and provide added peace of mind when insuring your Audi.

What Are the Customer Service and Support Features for Audi Insurance

Frequently Asked Questions About Audi Car Insurance

To find the cheapest Audi insurance, use a comparison website like Free Price Compare to quickly compare quotes from multiple providers. Be sure to provide accurate information about your vehicle, driving history, and personal circumstances to ensure you receive the most relevant quotes.

Audi insurance costs can vary compared to other luxury car brands, depending on factors such as the specific model, driver profile, and location. However, Audis are generally less expensive to insure than some other German luxury brands like BMW or Mercedes-Benz.

When insuring your Audi, consider adding optional extras such as breakdown cover, motor legal protection, and courtesy car cover for added peace of mind. These coverages can provide valuable support in the event of a mechanical failure, legal dispute, or insured incident.

To lower your Audi insurance premium, consider the following tips:

  • Build up a no claims discount by driving safely and avoiding claims
  • Choose a higher voluntary excess
  • Reduce your annual mileage if possible
  • Install additional security features, such as an immobiliser or tracking device
  • Pay your premium annually instead of monthly to avoid interest charges

Consider a telematics or black box insurance policy, particularly for younger drivers

If your Audi insurance policy is due to expire, start shopping for new quotes at least a month before the renewal date. Use a comparison website like Free Price Compare to find the best deals and ensure you have continuous coverage. If you decide to switch insurers, be sure to cancel your old policy and request any applicable refunds.

If you're involved in an accident with an uninsured driver and you have comprehensive coverage, your Audi insurance policy should cover the damage to your vehicle. However, you may need to pay your excess and may lose your no claims discount if you can't recoup the costs from the uninsured driver.

Yes, you can typically insure your Audi for business use, but you must disclose this to your insurer and obtain the appropriate level of cover. Failure to do so could invalidate your policy and leave you unprotected in the event of a claim.

Car Insurance Comparison

Car Insurance Provider

Car Insurance Guides

Page last updated on: 02/07/2024

Page reviewed by: Shay Ramani

4000+ reviews