Compare DD10 Car Insurance – Cover for Convicted Drivers

A dangerous driving conviction, like DD10, makes it tougher and more expensive to get private car insurance.

Insurance companies view DD10 drivers as high risk because of the severe nature of their offense. A lot of specialist insurers offer convicted driver insurance specifically for those with a dangerous driving conviction.

Reasons for Higher Insurance Premiums:

• A dangerous fault shows poor judgment.
• There is a real chance of property damage or injury.
• People have less trust in safe driving now.
• This raises the risk of more claims.

A dangerous driving conviction, such as a DD10, has an impact on your insurance.

• When you apply for insurance, you need to share your opinion.
• The insurance cover might only protect against third-party claims.
• Adding a dash cam can help lower your insurance costs.

Most specialist insurance providers look for proof that you are a safe driver. This means you should have no driving offences for several years.

Younger drivers who have a DD10 conviction often face more issues:

• Insurance premiums can be four times higher.
• Few insurance companies offer full coverage.
• Finding cheaper car insurance policies may take more time.
• You may need to show proof of safe driving to reduce future premiums.

Choosing the right insurance company that knows your unique needs can make a big difference.

Here are several ideas to lower the costs of dangerous driving insurance:

• Use a panel of FCA-regulated insurers to find the best deals.
• Install a dash cam and look into dashcam insurance options.
• Choose a vehicle model that is seen as lower-risk.
• Complete a safe driving or rehabilitation course.
• Sign up for a black box policy to monitor your driving habits.
• Increase your voluntary excess to show your commitment.

Fact: A lot of insurance companies check your vehicle's history using your registration number. It is important to keep your car details updated.