Compare Privilege Car Insurance Quotes

  • Save up to £523* on your car insurance
  • 97% of reviewers recommend Free Price Compare
  • Compare car insurance quotes from 120+ insurers
GB
Retrieve Quotes

Don’t have your registration number? No problem, click here.

4000+ reviews

We compare car insurance quotes from 120+ companies...

Wide variety of insurance options available to help you find a suitable policy

Happy Customers

We've served thousands of policies to
thousands of happy customers.

Price Comparison Market

10+ years experience in
the Price Comparison Market.

Car Insurance Companies

We'll display quotes from
120+ car insurance companies.

What Is Privilege Car Insurance?

Privilege Car Insurance is a UK company that offers different car insurance policies. They have options like comprehensive coverage, third party fire and theft, and third party only cover. Their service aims to give you the flexibility you need. You can choose extras like personal accident cover and windscreen protection. You can also pick your own repairer if you wish.

They offer a service called Hire Car Plus. This service provides you with a hire car that is about the same size as your own car while yours is being fixed. This means you won't be without a way to move around.

Privilege DriveXpert

Privilege DriveXpert is a smart choice for new or less experienced drivers who want to save money on insurance. This policy uses a device called a black box. It is installed in your car and tracks your driving skills, such as speed and braking. The data collected helps Privilege adjust your insurance costs based on how safely you drive.

DriveXpert is great for drivers who want to prove they are safe on the road. It can help them save on their insurance costs. This service is especially useful for younger drivers. They often pay more for insurance because they have less experience behind the wheel. With DriveXpert, the safer you drive, the more money you can save.

Privilege Plus

Privilege Plus is a great option for those who want better protection with car insurance. This plan offers extra benefits that come with it. Some of the perks include:

  • A hire car of the same size is guaranteed while your car is being repaired.
  • Windscreen cover is included for both repairing and replacing it.
  • There is personal accident cover that pays you money for serious injuries after an accident.
  • A courtesy car will be given to you for a longer time so you can stay mobile no matter what.

Privilege Plus is great for people who want good protection and convenience. It provides extra peace of mind with its additional benefits.

How to Get a Quote from Privilege Car Insurance

Getting a car insurance quote with Free Price Compare is easy and quick. Just go to our website and fill in some basic details about your vehicle, your driving history, and what you want. Our system will quickly offer you a precise quote based on the info you gave. After you see the quote, you can change the levels of cover to match what you need.

Having your policy documents and proof of NCD ready will help you go through the process faster. You can also look into extra options like Green Flag roadside assistance to improve your coverage. Free Price Compare can help you find the best deals quickly. This way, you can get the right cover at a good price.

Privilege Multi-Car Insurance: How It Works

Privilege gives you the option to insure multiple cars. This is helpful if you have more than one car at your home. You can include extra vehicles in your current policy. Doing this often leads to savings. It is easy to take care of all your cars in one account. You will have one set of policy documents and the same renewal dates for each car.

You will enjoy the same benefits as a single-car policy. This includes Hire Car Plus and windscreen cover.

Discount Rates for Privilege Multi-Car Insurance

Privilege Car Insurance Policy Features

Privilege helps you upgrade your policies with extra choices.

Here are some features:

  • Windscreen cover: This helps you fix or replace your windscreen.
  • Hire Car Plus: This gives you a hire car of similar size while your car is being repaired.
  • Personal accident cover: This protects you if you are badly hurt in an accident.

Privilege provides Green Flag breakdown cover. This is an optional addition that you can select. It gives you peace of mind if your car stops working while you are on the road.

Here is a brief summary of the main features of the policy:

Feature Details
Windscreen Cover Covers the cost of repairs or replacement of damaged windscreens.
Hire Car of Similar Size Provides a hire car that matches the size of your vehicle.
Green Flag Breakdown Cover Optional roadside assistance from Green Flag.
Personal Accident Cover Provides compensation for serious injuries resulting from an accident.

Get Quotes

Privilege Car Insurance Claims Process

If you want to make a claim, Privilege can help you. You can file a claim fast using your online account. Just give all the key details about the incident. This could be for car damage, an accident with another person, or a windscreen repair. The customer service team is ready to help you with the process.

It is important to prepare all the policy documents and proof of the incident. This will make the claims process easier.

Privilege Car Insurance: How to Renew or Cancel

When it’s time to renew your policy, Privilege will send you a renewal letter before the due date. You can review your current coverage and make any changes if you need to. You can renew your policy using your online account. If you want to cancel, you can do it online or by calling customer service. Just remember to check for any contractual obligations or cancellation fees that might apply.

You can easily handle your renewal or cancellation. You can use their app or visit their website. This gives you full control of your policy.

Trustpilot Reviews for Privilege Car Insurance

Privilege Car Insurance Reviews and Ratings

Privilege Car Insurance has many positive reviews. Customers like its great customer service and easy-to-use website. It has a TrustScore of 4.2 out of 5 from over 6,600 reviews on Trustpilot. People appreciate the simple online account and the fast live chat support.

The reviews indicate that 64% of customers gave Privilege a 5-star rating. This shows that many people are happy with their quick responses and helpful support. However, 18% of customers left 1-star reviews. This points out areas where Privilege can improve. Overall, most customers feel that Privilege’s service is reliable and easy to use. This helps Privilege remain strong in the UK insurance market.

Privilege Car Insurance: Comprehensive and Comprehensive Plus

Privilege Car Insurance has two main types of coverage: Comprehensive and Comprehensive Plus. Each option gives different levels of protection, excess fees, and added benefits. Here’s a quick look at the main features and ratings for both. This also covers important details like excess fees, repair guarantees, and extra services. These services can include things like help for misfuelling and rental cars.

Comprehensive Cover: Features and Ratings

The Comprehensive policy gives you good protection in important areas. It covers things like fire, theft, and accidental damage. There are some limits to this coverage. For example, excess fees might change, and there are fewer extra benefits, like a replacement car. Even so, you still get helpful features. You will receive a courtesy car if your car is a total loss. It also offers a guarantee for repairs. This means you have strong protection and reliability.

Comprehensive Plus Cover: Features and Ratings

The Comprehensive Plus policy is a better choice than the basic cover. It includes more features just for you. A replacement car is part of this policy, so there is no extra cost for it. It also offers more options that benefit customers. These options cover help for misfuelling and guarantee that you will get a courtesy car when you need one.

The Comprehensive Plus policy offers you a great experience. It includes several features rated 5 stars. These features are designed for drivers who want extra peace of mind.

Key Features Rated: Comprehensive Cover

Feature Coverage Details Rating
Fire Excess Varies ★★☆☆☆
Theft Excess Varies ★★☆☆☆
Accidental Damage Excess Varies ★★☆☆☆
Windscreen Replacement Excess £115 ★★★☆☆
NCD Affected if Hit While Parked? Yes ★☆☆☆☆
Windscreen Damage - Limit per Claim Market value / £125 ★★★☆☆
Window Damage - Limit per Claim Market value / £125 ★★★☆☆
Cancellation Fee (After Cooling-Off) £54 ★★☆☆☆
Repairs Guarantee Period 5 years ★★★★☆
Total Loss Courtesy Car As standard ★★★★★
Replacement Car (As Standard) Optional extra ★★★☆☆
Replacement Car (Guaranteed Availability) Yes ★★★★★
Misfuelling Cover As standard - engine damage only ★★★★☆
Onward Travel Limit Not covered -
Driving Other Cars - Cover Level Third party ★★★☆☆
Driving Other Cars - Emergency Only Yes ★☆☆☆☆

Correct as of 18/10/2024

Key Features Rated: Comprehensive Plus Cover

Feature Coverage Details Rating
Fire Excess Varies ★★☆☆☆
Theft Excess Varies ★★☆☆☆
Accidental Damage Excess Varies ★★☆☆☆
Windscreen Replacement Excess £115 ★★★☆☆
NCD Affected if Hit While Parked? Yes ★☆☆☆☆
Windscreen Damage - Limit per Claim Market value / £125 ★★★☆☆
Window Damage - Limit per Claim Market value / £125 ★★★☆☆
Cancellation Fee (After Cooling-Off) £54 ★★☆☆☆
Repairs Guarantee Period 5 years ★★★★☆
Total Loss Courtesy Car As standard ★★★★★
Replacement Car (As Standard) As standard ★★★★★
Replacement Car (Guaranteed Availability) Yes ★★★★★
Misfuelling Cover As standard - engine damage only ★★★★☆
Onward Travel Limit Not covered -
Driving Other Cars - Cover Level Third party ★★★☆☆
Driving Other Cars - Emergency Only Yes ★☆☆☆☆

Correct as of 18/10/2024

Get Quotes

Comprehensive vs Comprehensive Plus Comparison

To help you see the differences between the two policies, here is a simple comparison of the main features next to each other.

Feature Comprehensive Comprehensive Plus
Fire Excess Varies Varies
Theft Excess Varies Varies
Accidental Damage Excess Varies Varies
Windscreen Replacement Excess £115 £115
NCD Affected if Hit While Parked? Yes Yes
Windscreen Damage - Limit per Claim Market value / £125 Market value / £125
Window Damage - Limit per Claim Market value / £125 Market value / £125
Cancellation Fee (After Cooling-Off) £54 £54
Repairs Guarantee Period 5 years 5 years
Total Loss Courtesy Car As standard As standard
Replacement Car (As Standard) Optional extra As standard
Replacement Car (Guaranteed Availability) Yes Yes
Misfuelling Cover As standard - engine damage only As standard - engine damage only
Onward Travel Limit Not covered Not covered
Driving Other Cars - Cover Level Third party Third party
Driving Other Cars - Emergency Only Yes Yes

No Claims Discount (NCD) Savings with Privilege Car Insurance

Building a No Claims Discount (NCD) can help you save money on your Privilege Car Insurance. The longer you keep your NCD, the more money you can save. You might save as much as 60% if you don’t make any claims for several years. This can really lower how much you pay every year in premiums.

Here is a chart that displays how much money you can save with the years of NCD you have earned.

This discount is a great benefit that Privilege offers to its users. It allows safe drivers to save a lot of money on their insurance over time.

Savings by No Claims Discount Years

Can you customise your coverage with Privilege car insurance?

Privilege car insurance offers options that you can change to meet your needs. You can personalise your policy by selecting different add-ons. These add-ons include things like breakdown cover, legal assistance, and protection for your no claims discount. This allows you to make your insurance better suited for what you want.

Is there a mobile app available for managing Privilege car insurance policies?

Yes, Privilege offers a mobile app for managing car insurance policies. The app allows users to access policy details, make claims, view documents, and contact customer support easily. It provides convenience and accessibility for customers on the go.

FAQs About Privilege Car Insurance

You can see all your policy documents in your online account. This also has your proof of NCD.

DrivExpert is a program from Privilege that monitors your driving. It helps you see how you drive and encourages you to change bad habits. By changing these habits, you could lower your insurance costs.

Privilege's personal accident cover gives you money if you are badly hurt in an accident. It also helps you with your loss of earnings.

Car Insurance Comparison

Car Insurance Provider

Page last updated on: 05/12/2024

Page reviewed by: Shay Ramani

4000+ reviews