Compare DR60 Car Insurance – Cover for Convicted Drivers

  • Save up to £523* on your car insurance
  • 97% of reviewers recommend Free Price Compare
  • Compare car insurance quotes from 120+ insurers
GB
Retrieve Quotes

Don’t have your registration number? No problem, click here.

4000+ reviews

We compare car insurance quotes from 120+ companies...

Wide variety of insurance options available to help you find a suitable policy

Happy Customers

We've served thousands of policies to
thousands of happy customers.

Price Comparison Market

10+ years experience in
the Price Comparison Market.

Car Insurance Companies

We'll display quotes from
120+ car insurance companies.

Convictions Car Insurance Comparison

  • Get cheap car insurance even if you have a DR60 conviction.
  • Compare insurance quotes from expert providers.
  • Find the right policy today with flexible choices.

What is a DR60 Conviction?

A DR60 conviction takes place when a driver refuses to provide a specimen for testing during a police investigation. This can happen even when the driver is not driving on the road at that moment.

This can happen if you do not want to give a blood sample or a urine sample without a reason. A genuine phobia of needles is one valid reason.

Penalty for DR60:

Conviction Code Offence Penalty Points Licence Endorsement Duration
DR60 Failing to provide a specimen in circumstances other than driving 10 4 years

Fact: A DR60 endorsement stays on your driving licence for 4 years from the date of conviction.

Legal Consequences of a DR60 Conviction

Being found guilty of a DR60 can lead to serious penalties:

  • Driving Disqualification: It can happen, but it doesn’t just happen by itself.
  • Fine: You could get a maximum fine of £2,500.
  • Penalty Points: You will receive 10 penalty points on your licence.
  • Community Order: You might receive this instead of being sent to prison.
Penalty Details
Driving Ban Possible, depending on case
Fine Up to £2,500
Prison Sentence Rare, but possible
Endorsement Duration 4 years

Medical conditions, like a genuine phobia of needles, require medical evidence. This proof is crucial to avoid a conviction.

How a DR60 Conviction Affects Car Insurance

A DR60 conviction can cause your insurance premiums to increase. Insurance providers think you are a higher risk.

Driver Type Estimated Annual Premium (£)
Standard Driver £500 – £800
DR60 Convicted Driver £1,500 – £2,600

Main Impacts:

  • There are not many different insurance providers to choose from.
  • A lot of people like third-party policies more than fully comprehensive ones.
  • Specialist insurers can offer more affordable insurance options.
  • The excess on your car insurance policy might be higher.

Getting multiple insurance quotes is important to find the best price.

How a DR60 Conviction Affects Car Insurance

Finding the Right Policy After a DR60 Conviction

If you want to find the right car insurance policy after receiving a DR60, there are a few things to think about. A DR60 means you were caught driving without insurance. This can limit your choices for coverage. First, check out different insurance companies and see what car insurance they offer. Look at the prices and choices they have. Comparing several policies can help you find the best one for your needs. Be sure to read the details closely. A good insurance policy will protect you and your car.

  • Work with expert providers that specialise in convicted driver insurance.
  • Make sure to share your conviction code and the date of conviction.
  • Choose the level of cover that matches your personal circumstances.

Make sure to look for insurance companies that the Financial Conduct Authority regulates. This way, you can be treated fairly.

Best Types of Car Insurance for DR60 Convicted Drivers

Here are the main options available:

  • Third Party: This is the basic coverage that is required by law.
  • Third Party, Fire and Theft: This covers you for theft and fire damage.
  • Fully Comprehensive: This protects your car and offers coverage for other vehicles as well.
Level of Cover What It Covers
Third Party Others' vehicles and property
Third Party, Fire and Theft Others' vehicles, theft, and fire
Fully Comprehensive Own vehicle, theft, fire, third party

Fact: Some specialist providers offer complete insurance for drivers with convictions at a cheaper rate than third-party insurance.

Get Quotes

How to Lower Your DR60 Insurance Premiums

Steps to reduce your insurance premiums include:

  • Complete a driving rehab course that the court allows.
  • Try to keep your mileage low when applying for a new car insurance policy.
  • Choose a smaller and safer car.
  • Pay for your insurance once a year instead of every month.
  • Frequently compare cheap car insurance quotes.

These steps can help you look more attractive to an insurance company.

Declaring a DR60 Conviction to Insurers

Declaring a DR60 Conviction to Insurers

You should tell your insurer about your DR60 conviction.

  • Declaration Period: You have 5 years from the date of conviction.
  • Licence Endorsement Duration: It lasts for 4 years.
  • Failure to Declare: If you do not declare, it can void your insurance policy.

Fact: By law, you must declare your driving ban, even if it is short.

How Long Does a DR60 Affect Insurance Costs?

Conviction Type Licence Endorsement Duration Time Insurance Costs Are Affected Chance of Getting Affordable Insurance
DR60 4 years 5 years Easier after 5 years
DR50 4 years 5 years Easier after 5 years
DR40 4 years 5 years Easier after 5 years
DR30 11 years 5 years Moderate after 5 years

Having a good driving record after a DR60 can help you reduce your insurance costs faster.

FAQs About DR60 Drink Driver Car Insurance

Yes, you may need convicted driver insurance from special insurance companies.

A driving disqualification is based on the specifics of each case.

It will remain on your licence for 4 years from the date of conviction.

Only if there is real medical evidence, like a real fear of needles.

Specialist providers can help you find more affordable insurance over time.

Car Insurance Comparison

Car Insurance Provider

Page last updated on: 21/04/2025

Page reviewed by: Shay Ramani

4000+ reviews