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Right now, SUV style cars are definitely seeing growing market share and the Ford Puma is a popular option for those looking for a fairly compact, yet still sporty, model of car. You may remember the Puma's former incarnation as a small coupe, which was a big hit for Ford back in the late 1990s. Now, the Ford Puma is back as a smaller SUV vehicle and has plenty to appeal to the modern driver.

Part of the attraction of these SUV type cars is the higher driving position, offering a superb vantage point for surveying the road ahead, as well as a trend-led look. And the Ford Puma comes with plenty of features, too: power-folding mirrors, 17 inch wheels, air conditioning and cruise control all come as standard, as does the impressive 8 inch interactive touchscreen.

There's scope to upgrade to even more luxury, too, such as a 12.3 inch digital instrument display, tinted privacy glass and sports seat, or, right at the top of the range, a wireless smartphone charging pad. And, as it bridges the size gap between a Ford Fiesta and a Focus, it makes a versatile option for families looking for a more enjoyable drive on the school run.

Perhaps it should therefore come as no surprise, then, that reviews for the Ford Puma have been highly positive, with praise given for its practical features such as a removable, machine washable boot liner (ideal for muddy sports kit or dogs), as well as its superb handling with sports suspension.

And when it comes to that essential insurance, you can expect the Ford Puma to fall into a similar insurance bracket to its nearest rivals, such as the Renault Captur, Peugeot 2008 and SEAT Arona.

The price you will be quoted for insurance will be affected by other factors such as how recently you passed your driving test, where you live and if you have secure, off-road parking available at home, average mileage per year, and whether you have any points on your driving licence. It makes sense to shop around and compare insurance quotes here at Free Price Compare to make sure you get the best possible deal on your Ford Puma insurance.

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What Affects Your Ford Puma Insurance Premium?

Several factors can impact the cost of your Ford Puma insurance:

  • The size of your engine - bigger engines often mean higher premiums
  • The specification (spec) of your Puma - higher-end models may cost more to insure
  • The insurance group your Puma falls into - higher groups usually mean pricier premiums

The all-new Puma crossover features a 1.0-litre EcoBoost Hybrid engine, which offers:

  • Great fuel economy, so you can save money at the pump
  • Lower emissions, which could help you secure a lower insurance rate

But remember, the final cost of your insurance will depend on your unique circumstances, like your:

  • Age - younger drivers typically pay more for insurance
  • Driving history - a clean record can help you get a better deal
  • Postcode - your location can affect your premium

How to Find the Best Ford Puma Insurance Deal

To find the most affordable and suitable insurance for your Ford Puma, it's essential to:

  • Get quotes from several insurance providers and compare them side by side
  • Think about the level of coverage you need, such as comprehensive cover
  • Factor in your age and driving history, as these can affect your premium
  • Consider whether you're a convicted driver, as this can impact your insurance costs

By shopping around and comparing policies, you can find the best deal for your specific Puma model.

how to find the best ford puma insurance deal

The Impact of Ford Puma Features on Insurance Costs

The features and specs of your Ford Puma can influence your car insurance premium:

  • The 1.0-litre EcoBoost Hybrid engine is fuel-efficient and has lower emissions, which could help you secure a lower insurance rate
  • Advanced safety features, such as lane-keeping assist and automatic emergency braking, can reduce the risk of accidents and may be considered by insurance providers when calculating your premium
The Impact of Ford Puma Features on Insurance Costs

Making Sense of Ford Puma Insurance Groups

Insurance groups are a key factor in determining your Ford Puma insurance premium:

  • The all-new Puma crossover is classified into insurance groups 12 to 20, based on the engine size and specification
  • As a general rule, higher insurance groups translate to higher insurance costs
  • Knowing which insurance group your Ford Puma belongs to can help you estimate your potential insurance expenses and make informed decisions when comparing policies

Practical Ways to Lower Your Ford Puma Insurance Costs

There are several steps you can take to potentially reduce your Ford Puma insurance costs:

  • Opt for a model with a smaller engine size or lower specification, as these factors can affect your insurance group and premium
  • Keep a clean driving record, as this can help you secure a better deal
  • Fit your Puma with security devices to deter thieves and lower your premium
  • Increase your voluntary excess to demonstrate your commitment to safe driving

Always compare quotes from multiple insurance providers to ensure you're getting the best deal for your specific needs

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How Does Age and Location Impact Insurance Costs?

Your age and location can significantly influence your Ford Puma insurance costs:

  • Younger drivers, especially those under 25, often face higher premiums due to their lack of driving experience and higher risk of accidents
  • Living in an area with high crime rates, dense population, or a history of frequent claims can lead to higher insurance costs
  • Conversely, more experienced drivers and those living in low-risk areas may enjoy lower premiums
How Does Age and Location Impact Insurance Costs

What Are the Specific Coverage Options for Ford Puma Insurance?

When insuring your Ford Puma, you can choose from various coverage options:

  • Third-party only: The minimum legal requirement, covering damage to other people's property and injury to third parties
  • Third-party, fire, and theft: Includes third-party only coverage, plus protection against fire damage and theft of your Puma
  • Comprehensive cover: The most extensive coverage, including third-party, fire, and theft, as well as damage to your own vehicle

How to Ensure You're Getting the Cheapest Insurance Quote?

To make sure you're getting the cheapest insurance quote for your Ford Puma:

  • Compare quotes from multiple insurance providers
  • Choose a higher voluntary excess, which can lower your premium
  • Opt for a lower-spec Puma model, which may fall into a lower insurance group
  • Install security devices, such as alarms and immobilisers, to reduce the risk of theft
  • Pay annually instead of monthly to avoid interest charges
What Are Some Interesting Facts and Trivia About the Ford Puma

What Are Some Interesting Facts and Trivia About the Ford Puma?

Here are some fascinating facts and trivia about the Ford Puma:

  • The original Ford Puma, produced from 1997 to 2002, was a compact sports coupe
  • The new Ford Puma, launched in 2019, is a stylish and practical compact crossover SUV
  • The Puma's innovative MegaBox provides an extra 80 litters of storage space beneath the boot floor
  • The Puma's 1.0-litre EcoBoost Hybrid engine won the International Engine and Powertrain of the Year award in 2020

How Do Different Ford Puma Models Influence Insurance Costs?

The specific Ford Puma model you choose can impact your insurance costs:

  • Higher-spec models, such as the ST-Line X and ST-Line X Vignale, may fall into higher insurance groups due to their increased value and features
  • Lower-spec models, like the Titanium, may be cheaper to insure as they are in lower insurance groups
  • The Puma's engine size also plays a role, with larger engines generally leading to higher insurance costs

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What Are the Benefits of Add-on Policies for Ford Puma Insurance?

Add-on policies can provide extra protection and peace of mind when insuring your Ford Puma:

  • Legal expenses cover can help with legal costs if you're involved in a dispute related to your Puma
  • Breakdown cover ensures you have assistance if your Puma breaks down while on the road
  • Personal accident cover provides financial support if you or your passengers are injured in an accident involving your Puma
  • Windscreen cover can help with the cost of repairing or replacing your Puma's windscreen if it's damaged

What is Voluntary Excess and How Does It Affect Ford Puma Insurance?

Voluntary excess is an amount you agree to pay towards a claim, in addition to the compulsory excess set by your insurer:

  • Choosing a higher voluntary excess can lower your insurance premium, as you're agreeing to pay more towards a claim
  • However, make sure you can afford the total excess (voluntary + compulsory) in the event of a claim
  • Opting for a lower voluntary excess may result in a higher premium, but it means you'll pay less out of pocket if you need to make a claim on your Ford Puma insurance
What are the key features to look for when selecting car insurance for a Ford Puma

What are the key features to look for when selecting car insurance for a Ford Puma?

When selecting car insurance for a Ford Puma, key features to look for include comprehensive coverage for accidents and theft, affordable premiums, roadside assistance, coverage for personal belongings in the car, and a good track record of customer service and claims processing.

Ford Puma Car Insurance Frequently Asked Questions

The average insurance cost for a Ford Puma can vary based on several factors, such as:

  • The specific model and engine size
  • The driver's age and location
  • Individual driving history

On average, Ford Puma owners can expect to pay between £500 and £1,500 per year for insurance. However, the exact cost will depend on your unique circumstances.

To find the cheapest insurance for your Ford Puma, follow these steps:

  • Obtain quotes from multiple insurance providers and compare them
  • Evaluate the level of coverage, voluntary excess, and any additional features or benefits offered by each policy
  • Maintain a clean driving record and install security devices to potentially lower your premium
  • Choose a Puma model with a lower insurance group rating
  • Review and compare policies annually to ensure you're always getting the best deal

The Ford Puma is classified into insurance groups ranging from 12 to 20, depending on the specific model and engine size:

  • The 1.0-litre EcoBoost Hybrid Titanium model belongs to insurance group 12
  • The 1.0-litre EcoBoost Hybrid ST-Line X Vignale is in group 17

Keep in mind that higher insurance groups generally result in higher insurance premiums.

Yes, the Ford Puma is a safe car, as evidenced by its impressive safety ratings:

  • In 2019, the Ford Puma earned a 5-star safety rating from Euro NCAP, the European New Car Assessment Programme
  • The Puma scored high marks in all four categories: adult occupant protection, child occupant protection, vulnerable road user protection, and safety assist features
  • The car's advanced driver assistance systems and robust structure contribute to its excellent safety performance, which may help lower insurance premiums

Yes, the Ford Puma is backed by a warranty:

  • All new Ford Pumas come with a 3-year/60,000-mile Ford warranty (whichever comes first), covering defects in materials and workmanship
  • The Puma's high-voltage battery is protected by a separate 8-year/100,000-mile warranty, ensuring long-term coverage for the car's hybrid system

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Page last updated on: 01/07/2024

Page reviewed by: Shay Ramani

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