Compare TS50 Car Insurance – Traffic Sign Violations

  • Save up to £523* on your car insurance
  • 97% of reviewers recommend Free Price Compare
  • Compare car insurance quotes from 120+ insurers
GB
Retrieve Quotes

Don’t have your registration number? No problem, click here.

4000+ reviews

We compare car insurance quotes from 120+ companies...

Wide variety of insurance options available to help you find a suitable policy

Happy Customers

We've served thousands of policies to
thousands of happy customers.

Price Comparison Market

10+ years experience in
the Price Comparison Market.

Car Insurance Companies

We'll display quotes from
120+ car insurance companies.

  • Look for cheap car insurance if you have a TS50 offence.
  • Compare insurance policies for convicted drivers in the UK.
  • Get insurance designed for drivers with TS50 endorsements.

What Is a TS50 Conviction?

A TS50 conviction happens when a driver does not follow a traffic sign, but this does not include ‘Stop’ signs, traffic lights, or double white lines. This kind of motoring offence can lead to penalty points, fines, and increased car insurance costs.

Key Facts About TS50 Convictions:

  • Offence: Not following a traffic sign
  • Penalty Points: 3
  • Fine: Up to £1,000
  • Licence Endorsement Duration: 4 years
  • Impact on Insurance: Higher risk for insurers

The seriousness of the offence depends on the type of conviction. If it causes an accident, it may lead to a driving ban or more criminal convictions.

TS50 Conviction Penalties

Offence Penalty Points Fine Licence Endorsement Duration
TS50 – Failing to comply with a traffic sign 3 Up to £1,000 4 years
TS10 – Failing to comply with traffic signals 3 Up to £1,000 4 years
TS20 – Failing to comply with double white lines 3 Up to £1,000 4 years
TS30 – Failing to comply with a ‘Stop’ sign 3 Up to £1,000 4 years
TS40 – Failing to comply with direction of a constable/warden 3 Up to £1,000 4 years
TS60 – Failing to comply with a school crossing patrol sign 3 Up to £1,000 4 years
TS70 – Undefined failure to comply with a traffic direction sign 3 Up to £1,000 4 years

Fact: The government website says that you need to tell insurers about unspent convictions when buying motor insurance.

How a TS50 Conviction Affects Car Insurance

A TS50 endorsement changes how insurance companies look at risk. This can lead to different assessments of policies.

  • Higher insurance costs – Premiums can go up by 50% to 100% for convicted drivers.
  • Fewer insurance options – Some companies will not cover drivers with TS50 convictions.
  • Tighter conditions – Some policies may only provide third-party cover, not full motor insurance.

Estimated Insurance Cost Increase for TS50 Convictions

Conviction Type Monthly Premium Before Conviction (£) Monthly Premium After Conviction (£) Percentage Increase
Standard Driver (No Convictions) £40 - £90 £40 - £90 No increase
SP30 – Speeding offence £50 - £100 £90 - £200 80% - 150%
CU80 – Using mobile phone while driving £60 - £110 £110 - £220 90% - 180%
TS50 – Failing to comply with a traffic sign £60 - £120 £100 - £250 50% - 100%
DR10 – Drink driving £80 - £150 £200 - £400 150% - 300%

Fact: The date of conviction is important. Insurers usually look at TS50 endorsements for five years when they decide car insurance prices.

How Long Does a TS50 Conviction Affect Insurance?

A TS50 conviction stays on your driving licence for four years. However, insurance companies might consider it when setting prices for up to five years.

Timeframe Impact on Car Insurance
1 - 4 Years Conviction remains on licence, increasing premiums
4 Years DVLA removes TS50 endorsement from licence
5 Years Many insurers stop considering TS50 convictions in pricing

Fact: According to the Rehabilitation of Offenders Act, a TS50 conviction becomes ‘spent’ after five years. This means that some insurance companies may not include it when figuring out your premium prices.

TS50 Car Insurance Cover Options

Drivers who have a TS50 conviction can pick from several types of insurance coverage:

Level of Cover Best For Cost Impact
Third-Party Only Cheapest legal cover, meets UK requirements £
Third-Party, Fire & Theft Adds theft and fire protection ££
Fully Comprehensive Covers own vehicle and third parties £££

Some insurance companies ask for more money for third-party only insurance. This is because convicted drivers are seen as a higher risk for making claims.

How to Reduce Car Insurance Costs After a TS50 Conviction

Even if you have a TS50 endorsement, there are ways for drivers to lower their insurance premium:

  • Compare insurance providers for convicted drivers – Some companies focus on TS50 convictions.
  • Think about black box insurance – Telematics plans keep track of your driving habits and may help cut costs.
  • Raise your voluntary excess – Choosing a higher excess can help lower your monthly payments.
  • Create a clean driving record – Stay away from further driving convictions to rebuild trust with your insurer.
  • Take an advanced driving course – Some insurers give discounts for FCA-approved safety courses.

Tip: Some insurance companies lower premiums after three years if a driver has no other offences.

FAQs About TS50 Car Insurance

Yes, insurance premiums will go up. A good way to find affordable policies is to get quotes from specialist brokers and compare them.

A TS50 endorsement stays on a driving licence for four years. However, insurance companies may consider it when setting premiums for up to five years.

A driving ban does not usually happen. However, it can occur if someone has other serious offenses. These can include dangerous driving or using a mobile phone while driving.

Yes, the type of offence and the vehicle type can affect how insurers calculate risk.

Comparing convicted driver insurance policies is the best way to find a good deal. You can choose black box insurance too. Keeping your driving record clean is also important.

Car Insurance Comparison

Car Insurance Provider

Page last updated on: 20/03/2025

Page reviewed by: Shay Ramani

4000+ reviews