Compare DR50 Car Insurance – Cover for Convicted Drivers

  • Save up to £515* on your car insurance
  • 97% of reviewers recommend Free Price Compare
  • Compare car insurance quotes from 120+ insurers
GB
Retrieve Quotes

Don’t have your registration number? No problem, click here.

4000+ reviews

We compare car insurance quotes from 120+ companies...

Wide variety of insurance options available to help you find a suitable policy

Happy Customers

We've served thousands of policies to
thousands of happy customers.

Price Comparison Market

10+ years experience in
the Price Comparison Market.

Car Insurance Companies

We'll display quotes from
120+ car insurance companies.

Convictions Car Insurance Comparison

  • Get affordable car insurance even after a DR50 conviction.
  • Look for flexible payment options from experts in the field.
  • Request a free quote today for convicted driver insurance.

What is a DR50 Conviction?

A DR50 conviction happens when someone is in charge of a vehicle but is not fit to drive because of drinking.

This conviction happens when the police think you are not fit to drive due to alcohol, even if you were not actually driving.

Penalty for DR50:

Conviction Code Offence Penalty Points Licence Endorsement Duration
DR50 In charge of a vehicle while unfit through drink 10 4 years

Fact: A DR50 endorsement stays on your driving licence for 4 years from the date of conviction.

Legal Consequences of a DR50 Conviction

A DR50 leads to major penalties that can affect your driving ability.

  • Driving Disqualification: This can happen depending on your case.
  • Fine: You can be fined up to £2,500.
  • Penalty Points: You may get 10 penalty points on your licence.
  • Prison Sentence: A prison sentence may occur for serious offences.
  • Community Order: This can be an alternative to prison in some cases.
Penalty Details
Driving Ban Possible but not automatic
Fine Up to £2,500
Prison Sentence Possible for severe cases
Endorsement Duration 4 years

If your specimen has a high alcohol level, you may face tougher punishments. This could mean a prison sentence or a community order.

How a DR50 Conviction Affects Car Insurance

Insurance companies view DR50 drivers as high risk. This results in much higher insurance premiums for them.

Driver Type Estimated Annual Premium (£)
Standard Driver £500 – £800
DR50 Convicted Driver £1,500 – £2,600

Key Impacts:

  • There are fewer insurance providers who want to offer coverage.
  • Car insurance policies cost more now.
  • There is limited choice between third party and fully comprehensive options.
  • There is a need for higher voluntary excess.

Finding the right policy from special providers helps keep costs in check.

How a DR50 Conviction Affects Car Insurance

Finding the Best Car Insurance Policy After a DR50 Conviction

To find affordable insurance after a DR50:

  • Compare quotes from a group of expert insurers.
  • Honestly share your conviction code and the date of conviction.
  • Select the level of cover that fits your personal circumstances.
  • Look for providers regulated by the Financial Conduct Authority.

It is important to ask for further information and understand all the terms before you sign.

Types of Car Insurance Available After a DR50

Here are the main options for car insurance if you are a convicted driver:

  • Third Party: This is basic protection. It is often the minimum legal requirement.
  • Third Party, Fire and Theft: This adds extra protection. It covers theft and fire.
  • Fully Comprehensive: This protects your car and other cars too.
Level of Cover What It Covers
Third Party Others' vehicles and property
Third Party, Fire and Theft Others' vehicles, theft, and fire
Fully Comprehensive Own vehicle, theft, fire, third party

Fact: For drivers with convictions, full coverage might be cheaper than third-party insurance.

Get Quotes

How to Lower Your DR50 Insurance Premiums

You can do things to lower your insurance premiums:

  • Finish a driving rehab course
  • Get black box insurance to monitor your driving habits
  • Keep your miles low to reflect safer driving
  • Pay once a year for possible savings
  • Pick a low-risk car model

These strategies prove to insurers that you are lowering the increased risk.

Declaring a DR50 Conviction to Insurers

Declaring a DR50 Conviction to Insurers

You have to say if you have a DR50 conviction when you apply for car insurance cover.

  • Declaration Period: This is 5 years from the date of conviction.
  • Licence Endorsement Duration: This lasts for 4 years.
  • Failure to Declare: If you do not declare, it could void your policy.

Fact: Always inform your insurer about your criminal conviction. This will make sure your car insurance policy is valid.

How Long Does a DR50 Affect Insurance Costs?

Conviction Type Licence Endorsement Duration Time Insurance Costs Are Affected Chance of Getting Affordable Insurance
DR50 4 years 5 years Easier after 5 years
DR40 4 years 5 years Easier after 5 years
DR30 11 years 5 years Moderate after 5 years
DR20 11 years 5 years Moderate after 5 years

Having a clean driving record after a DR50 makes it easier to get affordable car insurance in the long run.

FAQs About DR50 Drink Driver Car Insurance

Yes, but you need convicted driver insurance from special providers.

It is not always the case. It depends on the situation of the offence and the level of alcohol involved.

It stays for 4 years from the date of conviction.

Black box insurance can help reduce costs by tracking safe driving habits.

Not telling your insurance company about a driving conviction could cause your insurance policy to be canceled.

Car Insurance Comparison

Car Insurance Provider

Page last updated on: 21/04/2025

Page reviewed by: Shay Ramani

4000+ reviews