Compare DR30 Car Insurance – Cover for Convicted Drivers

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Convictions Car Insurance Comparison

  • Look for the right policy after a DR30 driving offence.
  • Get car insurance quotes from expert providers.
  • Get the best deal today with flexible choices.

What is a DR30 Conviction?

A DR30 conviction happens when a driver does not give a sample for testing. This usually occurs when they are suspected of driving under the influence of drink.

This can happen if a driver does not take a breath, blood, or urine test and does not have a reasonable excuse after being stopped by the police.

Penalty for DR30:

Conviction Code Offence Penalty Points Licence Endorsement Duration
DR30 Failing to provide a specimen 3 – 11 11 years

Fact: A DR30 conviction stays on your driving licence for 11 years from the date of conviction.

Legal Consequences of a DR30 Conviction

A DR30 conviction has serious penalties that can affect you significantly.

  • Driving Ban: You will be banned for at least 12 months.
  • Fine: A fine could be as high as £5,000.
  • Prison Sentence: You might go to prison for up to 6 months.
  • Penalty Points: Between 3 and 11 points will be added to your licence.
  • Criminal Record: This can impact your job and travel plans.
Penalty Details
Driving Ban Minimum 12 months
Fine Up to £5,000
Prison Sentence Up to 6 months
Endorsement Duration 11 years

If you don't cooperate in a preliminary test, you can face the same punishments as if you had failed a drink driving test, even if you didn’t fail the test.

How a DR30 Conviction Affects Car Insurance

A DR30 conviction will greatly affect your car insurance premiums.

Driver Type Estimated Annual Premium (£)
Standard Driver £500 – £800
DR30 Convicted Driver £1,900 – £3,200

How a DR30 Affects Car Insurance:

  • Insurers see DR30 drivers as a bigger risk.
  • There are fewer insurance providers to choose from.
  • You will likely face a higher excess on your car insurance policy.
  • Most drivers can get only third party insurance.

Specialist convicted driver insurance providers give you specific solutions. However, you should be ready to pay more than what standard drivers do.

How a DR30 Conviction Affects Car Insurance

Finding the Right Policy After a DR30 Conviction

Finding a new car insurance policy after a DR30 is possible if you:

  • Choose specialist providers who know about motoring convictions.
  • Look at several quotes to find the best deal.
  • Be clear about the date of conviction and the number of points.
  • Share any road notification, like SORN, if your car was off-road.

Drivers should carefully choose the level of cover they need. It is important to think about both their budget and the level of risk they face.

Types of Car Insurance Available After a DR30

Here are the different kinds of insurance policies you can think about:

  • Third Party Insurance: This type protects other people's cars and property.
  • Third Party, Fire and Theft: This adds protection for fire damage and theft.
  • Fully Comprehensive: This covers your own car along with third-party damages.
Level of Cover What It Covers
Third Party Others' vehicles and property
Third Party, Fire and Theft Others' vehicles, theft, and fire
Fully Comprehensive Own vehicle damage, theft, fire, third party

Fact: Sometimes, private car insurance with full coverage can be less expensive than third party insurance for drivers who have been convicted.

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How to Reduce DR30 Insurance Costs

You can save money on convicted driver insurance by:

  • Taking a driving rehabilitation course
  • Keeping your mileage low each year
  • Picking a smaller, safer car
  • Paying your insurance premium once a year
  • Using black box insurance to track safe driving

Many insurance companies give rewards to drivers who practice safe habits after a traffic violation.

Declaring a DR30 Conviction to Insurers

Declaring a DR30 Conviction to Insurers

You must legally declare a DR30 conviction when you apply for car insurance.

  • Declare for: 5 years from the date of conviction.
  • Licence Endorsement Duration: 11 years.
  • If you fail to declare: Your car insurance policy might be invalid.

It is important to inform your insurer about any motoring convictions. This will help ensure that you stay properly covered.

How Long Does a DR30 Affect Insurance Costs?

Conviction Type Licence Endorsement Duration Time Insurance Costs Are Affected Chance of Getting Affordable Insurance
DR30 11 years 5 years Moderate after 5 years
DR20 11 years 5 years Moderate after 5 years
DR10 11 years 5 years Moderate after 5 years
DR40 4 years 5 years Easier after 5 years

Insurance costs are the highest in the first five years. However, they can go down if you keep a clean driving record.

FAQs About DR30 Drink Driver Car Insurance

Yes, you will need convicted driver insurance from specialist providers. These providers work with high-risk drivers.

A DR30 will remain on your driver’s licence for 11 years. However, you must declare it for 5 years.

Third party insurance is very common. However, sometimes, fully comprehensive policies can provide better value.

Refusing to give a specimen is seen the same way as failing a test. This also leads to higher insurance premiums.

Yes, black box insurance can track safe driving. This can help reduce your premium as time passes.

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Page last updated on: 21/04/2025

Page reviewed by: Shay Ramani

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