Home Insurance News

Content in this article Do You Need to Transfer or Buy a New Home Insurance Policy? Can You Transfer Your Current Home Insurance Policy? When Should You Buy a New Policy? When Should You Arrange Home Insurance for Your New Property? Homeowners: Buildings Insurance Requirements Renters: Ensuring Your Contents Are Covered What Happens to Your […]

Content in this article What Causes a Home Insurance Lapse? Nonpayment of Premiums Failure to Renew at the End of Your Policy Term Cancellation by the Insurance Company Mortgage Lenders Role in Home Insurance Lapse What Happens If You Let Your Home Insurance Lapse? Loss of Coverage and Financial Risk Higher Insurance Premiums for New […]

Content in this article What Are the Common Reasons for Home Insurance Claim Denials? Lack of Cover Lack of Due Care Incorrect Information Lack of Maintenance Exclusions in the Policy High Excess Delayed Claims Fraudulent Claims What Steps Should You Take If Your Claim is Denied? Review the Rejection Letter and Policy Documents Gather Additional […]

Content in this article Are there specific considerations to keep in mind when purchasing home insurance as a leaseholder? What is the Difference Between a Leaseholder and a Freeholder? Leaseholder Freeholder Who is Responsible for Buildings Insurance? Freehold Properties Leasehold Properties Share of the Freehold What Does Buildings Insurance Cover? What About Contents Insurance? Do […]

Content in this article What factors classify a property as high-risk for home insurance purposes? Common Factors That Make a Property High Risk How Do Home Insurers Assess Risk? Insurance Provider Risk Assessments What Types of Home Insurance Policies Are Available for High-Risk Properties? Standard Home Insurance Policies vs. Specialist Home Insurance How Can You […]

Content in this article What Are Flood Zones and How Do They Affect Home Insurance? Flood Risk Categories How Does Flood Re Help Homeowners in High-Risk Flood Areas? How Flood Re Works What Factors Affect Home Insurance Costs in a Flood Risk Area? Contents Insurance and Buildings Insurance The Level of Flood Risk The Structure […]