Life Insurance News

Mortgage protection insurance is any cover that helps clear or keep up with your mortgage if you die, fall seriously ill, or cannot work. It is not a single product. The term covers several different policies that solve different problems, which is why families buying a first home often feel overwhelmed by the list a […]

Beagle Street life insurance is a direct, online-only term life cover aimed at UK adults aged roughly 18 to 64, with prices the provider advertises from less than £6 a month, based on a 30-year-old non-smoker taking out £200,000 of decreasing term cover for 20 years. It is underwritten by Family Assurance Friendly Society Limited […]

Aviva life insurance is a term protection product that pays out a cash lump sum if you die during the length of cover you choose, and Aviva advertises cover starting from £5 a month (Aviva product pages, August 2026). It is designed to give money to the people who depend on you, so they can […]

Joint life insurance is a single policy that covers two people, usually a couple, and pays out one lump sum when the first person dies. After that payout the policy ends, so the surviving partner is left without cover under that plan. It is a common choice for couples with a shared mortgage or children, […]

30 year level term life insurance is a policy that pays out a fixed lump sum if you die within a set 30-year period, with the payout amount and (usually) your premiums staying the same throughout. If you die during those 30 years, your beneficiaries receive the agreed cash sum. If you outlive the term, […]

Life insurance and critical illness cover do two different jobs: life insurance pays a cash lump sum when you die (or are diagnosed as terminally ill), while critical illness cover pays a lump sum if you are diagnosed with a serious condition listed in the policy, such as cancer, a heart attack or a stroke, […]