Health Insurance News

Health insurance comparison is the process of weighing private medical insurance (PMI) policies against each other on cover level, excess, underwriting and price, so you can match a policy to your needs and budget. PMI is an insurance policy that pays towards the cost of private treatment for acute conditions, sitting alongside the NHS rather […]

Bupa health insurance is private medical insurance (PMI) that pays for eligible private diagnosis and treatment of new, acute conditions, sitting alongside the NHS rather than replacing it. Whether it is value for money depends on your age, postcode, chosen cover level and excess, not on the brand name alone. In 2026, Bupa cover averaged […]

Private medical insurance existing conditions are usually excluded from cover, at least when a policy first starts. Most UK insurers will still accept you if you have a pre-existing condition, but the condition itself, plus anything related to it, is typically not covered from day one. New, unrelated illnesses or injuries that begin after your […]

An EU health insurance card gives UK residents access to necessary state healthcare in the European Economic Area (EEA) and some other countries, on the same basis as a resident of that country. For UK travellers this now means the free UK Global Health Insurance Card (GHIC), which has replaced most EHIC applications since 2021, […]

Health insurance for travel is the medical part of a travel insurance policy that can pay for emergency treatment, hospital stays and getting you home if you fall ill or are injured abroad. It is not the same as private medical insurance (PMI) you might hold at home, and it is not a substitute for […]

Family health insurance is a single private medical insurance (PMI) policy that covers two or more members of the same household, giving faster access to private diagnosis and treatment for new, short-term conditions. For a family of four, monthly premiums in 2026 typically fall in the region of £158 to £167 for mid-market cover, based […]