Mortgage News

Does the idea of grabbing a 95% mortgage deal excite you? With the ever rising home and property prices, it becomes difficult for the first time home buyers to see their dream home turning into reality. Most of them cannot save more than 5% of the actual price of the house they want to buy. […]

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An Offset Mortgage is a loan that allows you to use your savings to cut down the mortgage costs. To facilitate the finances, you can club your savings account with your mortgage. The money in your account would be counted as an overpayment for the mortgage. However, this would just be a temporary arrangement and […]

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Tracker mortgages are unique and charge a rate of interest in accordance with the base rate set by the Bank of England. The actual tracker mortgage rate would be a few percentages higher than the base rate. The simple definition of base rate is the cost the bank pays to buy money. It varies with […]

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When you have an existing mortgage and then opt for a new mortgage using the same property as collateral then this is termed as a remortgage. This is normally done to save money by choosing a new lender who offers lower interest rates. Another major reason for this is to raise capital or consolidate smaller […]

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Mortgage interest rates – the basis of repayments Mortgages normally come with an additional cost which is nothing but the interest you pay on the amount borrowed. When you already have a big loan like a mortgage, the interest can become really heavy and often pile up thousands of pounds on the amount you need […]

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Buying a home is one of the most important decisions of anybody’s life. For this you need to be prepared, both financially as well as emotionally. It is a complicated process that may leave you confused, exhausted and worried. However, with some planning you can make it through and get that perfect home deal, which […]

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