Car Insurance News

What insurance group is my car? Every car registered in the UK before August 2024 sits in one of 50 insurance groups, set by Thatcham Research on behalf of the Association of British Insurers (ABI). Group 1 covers the cheapest cars to insure; group 50 the most expensive. You can find yours from your V5C […]

A car insurance quote is a price an insurer offers you to cover a specific car and driver, based on details like your age, address, mileage and no-claims bonus. Two drivers in the same street can be given very different quotes for the same car, because insurers price risk in their own way. That is […]

E scooter insurance UK options are limited by a simple legal fact: privately owned e-scooters are not road-legal, so no insurer sells the road-use motor policy that would make one legal on public roads or pavements. What you can buy is specialist cover for theft, accidental damage and public liability when you use a private […]

How your job affects your car insurance comes down to one thing: insurers treat your occupation as a rating factor, because claims data shows some jobs are linked to more accidents and higher claim costs than others. Your job title, your employment status and how you use the car for work all feed into the […]

How long UK drivers keep their cars and how long they have held a full licence both feed directly into what you pay for car insurance. Insurers reward experience and stability, so a driver who has held a licence for decades and stayed continuously insured usually sees a lower quote than a newly qualified driver […]

Telematics car insurance UK policies use a small device or a smartphone app to record how you actually drive, then set or adjust your premium based on that data rather than on age and postcode alone. It is often called black box insurance, and it is aimed mainly at drivers who expect to pay a […]