Car Insurance News

How car insurance works is simple at its heart: you pay an insurer a premium, and in return they agree to cover specified costs if you cause damage or injury, or if your own car is damaged, depending on the level of cover you choose. It is a legal contract called a policy, and third-party […]

Your premium after a claim usually rises at renewal, even if the accident was not your fault, because insurers treat any claim on your record as a sign of higher future risk. How much it changes depends on who was at fault, whether your insurer recovers its costs, your policy terms and your wider risk […]

Car insurance for delivery and food couriers almost always needs hire and reward cover, not standard social, domestic and pleasure or ordinary business use. If you deliver takeaways, groceries or parcels for payment and your policy does not include hire and reward, your insurer can refuse a claim and treat the cover as invalid, leaving […]

Zego car insurance is a telematics-led personal motor policy that prices your cover on how you actually drive, tracked through the Zego Sense app on your phone. It is Social, Domestic and Pleasure (SD&P) cover for everyday personal use such as commuting, shopping and family trips, and Zego says annual prices start from around £578.51 […]

How car insurance works is simple at its core: you pay an insurer a premium, and in return they agree to pay for certain losses if you cause or suffer an accident, a fire, theft or damage, up to the limits and terms set out in your policy. It is a legal contract, regulated by […]

Black box car insurance is a telematics policy that uses a small device, or a mobile app, to record how, when and where you drive, then prices your cover partly on that behaviour rather than on statistics alone. For some new and young drivers it can reduce the premium by several hundred pounds; for older, […]