Car Insurance News

NFU Mutual car insurance is a direct-sold, fully underwritten motor policy that is not listed on price comparison sites, so the only way to buy it is over the phone or through a local branch. It is positioned as a service-led, premium insurer rather than a budget option, and its comprehensive cover bundles in extras […]

How many car insurance claims per year is too many depends on the insurer, because UK car insurance has no fixed legal limit on the number of claims you can make. In practice, most insurers treat two or more fault claims in a three-to-five-year period as a point where your premium rises sharply and your […]

How a write-off value is calculated comes down to one figure: your car’s market value immediately before it was damaged or stolen, minus your excess. A write-off, also called a total loss, happens when your insurer decides it is not economic or safe to repair your car and pays you a cash settlement instead. The […]

Does a black box track your location? Yes, a black box uses GPS to record where your car goes, including your routes, your speed against the limit, the time of day you drive and your total mileage. A black box (also called a telematics device or app) is a small unit or smartphone app fitted […]

Zego car insurance covers two different things under one brand: telematics-based annual cover for everyday drivers (Zego Sense) and flexible, short-term or pay-as-you-go cover for people who deliver food or drive for hire and reward. Zego is a licensed UK insurance provider regulated by the Financial Conduct Authority, not a comparison site, so you buy […]

Insurance for leased cars is almost always your responsibility as the driver, not something bundled into your monthly lease payment. When you take out a personal or business contract hire deal, the leasing company owns the vehicle, but you are named as the registered keeper and must arrange your own motor insurance from the day […]