Car Insurance News

A car insurance deposit does not buy you a separate month of cover. When you pay monthly, the deposit is your first upfront instalment towards the annual premium, and it is followed by a set number of monthly payments (usually 11) that spread the rest of the cost. So the deposit is not a refundable […]

Car insurance quotes online UK let you compare prices from many insurers in one place, usually within a few minutes, by entering your car registration, address and driving details. According to the Association of British Insurers, the average price paid for comprehensive motor cover was £560 in Q1 2026, but the figure you see on […]

Car insurance flood damage cover only applies if you hold a fully comprehensive policy. Third party only and third party, fire and theft policies do not cover flood damage to your own car. If floodwater ruins your engine, electrics or interior, comprehensive cover is the only type that can pay to repair or replace your […]

Car insurance valid without tax is a common worry, and the short answer is that your policy itself usually remains valid even if the vehicle is not taxed. The real problem is not the insurance contract, it is the vehicle’s legal status: a registered car kept or used on a public road in the UK […]

Car hire excess insurance is an optional policy that reimburses you for the excess you would otherwise have to pay if your rental car is damaged or stolen. The excess is the first slice of any repair or replacement cost, and on a UK or European hire that can run from £500 on an economy […]

A car insurance excess is the amount you agree to pay towards a claim before your insurer pays the rest. If you have a £500 repair bill and a £100 excess, you pay £100 and the insurer covers the remaining £400, based on the example given by the Association of British Insurers (ABI). Your total […]