Car Insurance News

Windscreen cover and ADAS calibration often go together on modern cars, and a UK comprehensive policy may pay for both when you claim for a chipped or cracked windscreen. Windscreen cover is the part of a car insurance policy that pays to repair or replace your windscreen (and often the other glass), while ADAS calibration […]

Is car insurance cheaper when you retire? Often it is at first, but not automatically. Retirement itself does not trigger a discount; the price moves because the things insurers price on, your mileage, how you use the car, and your occupation code, tend to change when you stop working. Whether your premium falls depends on […]

Modified car insurance explained simply: it is cover designed for cars that have been changed from the manufacturer’s factory specification, whether that change is cosmetic or performance-related. A modification is any alteration that was not part of the car when it left the factory, including parts fitted by a dealer, a previous owner, or you. […]

Allianz car insurance is sold in the UK as Allianz Online Car Insurance, with three cover tiers — Gold, Silver and Bronze — backed by one of the world’s largest insurance groups. Allianz Insurance plc is a UK-incorporated insurer (company no. 00084638, registered in Guildford) and acquired LV= General Insurance outright in 2020, making it […]

The car insurance loyalty penalty was banned in the UK on 1 January 2022., so an insurer must not charge a renewing customer more than an equivalent new customer for the same policy bought through the same channel. This rule, introduced by the Financial Conduct Authority, stopped the practice known as price walking, where premiums […]

Does car insurance cover engine failure? In most cases, no. Standard UK car insurance, including comprehensive cover, will not pay to repair or replace an engine that fails through mechanical breakdown, a fault, or normal wear and tear. Insurers only cover engine damage when it is caused by a separate insured event, such as a […]