Car Insurance News

Content in this article What is the car insurance loyalty penalty? Why do renewal prices increase each year? What did the FCA change about loyalty pricing? Has brand stacking replaced the loyalty penalty in the car insurance industry? Why insurers use brand stacking Market visibility and segmentation Customer perception and switching illusion Impact on competition […]

Content in this article How car part theft became a growing problem Which car parts are most commonly stolen? Why catalytic converters are top targets How car part theft impacts insurance premiums What insurance covers you for car part theft? Steps to protect your car from part theft What to do if your car parts […]

Content in this article How the car insurance market has changed in 2025 Why are car insurance premiums falling in the UK? Average car insurance cost UK 2025 What drivers are paying now Car insurance inflation rate and affordability trends When is the cheapest time to buy car insurance in the UK? How regional car […]

Content in this article What is a car insurance risk score? Why insurers use a 199 scoring system What affects your car insurance risk score UK? Car insurance risk rating factors UK Do insurers look at credit score? Vehicle risk rating and car insurance group Who sets vehicle risk ratings? Is the vehicle risk rating […]

Content in this article What is a ghost broker? Are there specific types of car insurance scams linked to ghost brokers in the UK? Document forgery scam Policy manipulation scam Policy purchase + cancel scam Why are more motorists becoming victims? What happens if you unknowingly drive without valid insurance? How to check if a […]

Content in this article Why has car insurance switching declined? Shopping around is falling too Drivers are staying with insurers for reasons other than price The loyalty penalty is gone but a new issue has emerged Customers are keeping insurance longer even when premiums rise Why switching fell: psychology and pricing Heres whats happening: Insurance […]