Car Insurance News

Car insurance and quotes are the starting point for anyone insuring a car in the UK, and the price you are quoted is an estimate of what an insurer will charge to cover you for a year based on the details you give. Every quote is legally required cover under the Road Traffic Act 1988, […]

EV insurance premiums factors come down to one thing above all: repair cost. Electric cars in the UK cost roughly 9% to 15% more to insure than an equivalent petrol model in 2026, not because they crash more often, but because pricier parts, specialist repairers, longer repair times and a battery worth thousands push up […]

Car insurance premiums calculated by insurers reflect the statistical risk a driver poses, layered with operating costs, insurance premium tax and any applicable discounts to reach a final price. Insurers feed dozens of details from your quote – your car, age, address, annual mileage, occupation and claims history – into pricing models built on millions […]

Admiral comprehensive cover is a fully comprehensive car insurance product split into four tiers, from Essential up to Platinum, so drivers pick the level of extras that suits them rather than buying one fixed package. Fully comprehensive means the policy pays to repair or replace your own car after an accident that is your fault, […]

Convicted driver insurance is standard car insurance for people who have penalty points, a previous ban or an unspent motoring conviction on their record. You can still get fully comprehensive cover after a conviction, but insurers price you as a higher risk, so premiums are usually higher than the clean-licence average. How much higher depends […]

Car insurance for new drivers is the cover you legally need once you pass your test, and it is the single biggest motoring cost most young drivers face. Premiums are high because new and young drivers are statistically more likely to be involved in a crash, so insurers price that extra risk in. The good […]