Car Insurance News

Understanding Named Driver Rules: Costs and Risks

Content in this article What is a named driverand how is that different from the main driver? Policyholder vs Main Driver: whos responsible for what? When does adding a named driver reduce insurance costs? Typical pricing patterns (illustrative examples) What counts as frontingand why is it such a problem? How insurers work out who is […]

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Courtesy Car Rights: What You’re Owed After a Crash

Content in this article Will I receive a courtesy car if the accident was my fault? What is the difference between a courtesy car and a hire car? How do I make sure Im covered for a courtesy car before an accident occurs? What conditions must be met to qualify for a courtesy car? Are […]

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Insurance for Leased Car (PCP/HP): Requirements & Options

Content in this article What type of insurance is required for a leased car? How leasing or finance changes your insurance compared with buying Ownership & keeper status Why premiums can differ for a leased car Lease protection insurance vs GAP insurancewhats the difference? Is insurance more expensive for leased cars? What to look for […]

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No-Claims Discount Protection: Worth It

Content in this article What exactly is a no-claims discount and how does it work? Typical no-claims discount scale What is no-claims discount protection? Example How much does NCD protection cost? Factors that affect the price: Example insurer ranges What happens to my NCD if I insure two cars? How does NCD protection differ between […]

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Understanding Business Use Car Insurance Class 1

Content in this article What is Business Use Car Insurance Class 1? What jobs or professions usually require Class 1 Business Use Car Insurance? What is the difference between Class 1 and Class 2 Business Use Car Insurance? How do I update my current car insurance policy to include Class 1 Business Use? Can multiple […]

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Multi Car Insurance vs Separate Policies and Named Driver

Content in this article How do multi-car insurance policies work? How do discounts work with multi-car insurance? Example of discounting (illustrative) Will adding a high-risk driver affect all vehicles? Multi-car vs separate policies: key differences How do claims and deductibles work? Do all insurers offer multi-car policies? Can one car lose coverage without affecting the […]

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