Life Insurance News

The need of a life insurance calculator: This kind of a calculator helps one estimate the amount of money needed to give financial protection to the family and loved ones. It helps you decide the fund required to clear outstanding loans, mortgages and the financial needs of the family. A thing to remember here is […]

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Gift inter vivos are a special kind of term life insurance to cover the receiver from the inheritance tax liability over any gift. This gift could be anything including a cash lump sum given during the lifetime of the donor. It becomes inheritance tax free only if the donor survives for an immediate seven years […]

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Zurich’s Level Protection Plan has a cover that includes life insurance and critical illness plan that protects the policy holder’s family, business and supports to pay off an interest only mortgage or loan. The cover lasts for a pre decided number of years and will pay off lump sum if you die or go through […]

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Zurich’s Level Protection Plan can be purchased as a life cover or a critical illness cover. This means it will offer a pay out in case the policyholder dies or catches up with a critical illness. Cover is offered for illnesses which may result in the death of the person in a year or is […]

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The latest from the insurance sector see the withdrawal of French insurance giant AxA. It made a deal of £295m by selling its insurance brokerage Bluefin to rival firm Marsh. The company took this harsh decision as it was struggling to manage sustained profits for a decade. AxA plans expansion in faster growing regions and […]

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Many people believe that if you have death-in-service cover then you don’t need life insurance. This is a common fallacy as death-in-service doesn’t actually offer the same amount of financial protection as a life insurance policy. What is death-in-service? Death in service is usually provided by your employer and the cover is typically x4 the […]

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