Life Insurance News

level-term

Level term life insurance provides a fixed sum pay-out which has been agreed at the inception of the life cover meaning it doesn’t change for inflation or for any other reason. The length of the cover is also pre agreed and the premiums remain fixed too. Why do people take out level term life insurance? […]

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These two terms are often confused and it’s good to understand the difference before you sign up to one or the other because they are often interchanged at random. Life insurance This will offer insurance for a pre-defined period which you decide upon at the start of the policy. This is often from 10 to […]

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It could be beneficial to you to consider waiver of premium on life insurance policies and other financial products. Points to note Waiver of premium can be very helpful at a time when your circumstances have suddenly changed, creating a situation of financial stress. In such cases, you will not be forced into paying your […]

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UK life insurance industry trends in 2015 suggests that contrary to the popular beliefs, a huge amount of pay-out is given to the policyholders. Giants of the UK life insurance market have published data stating that they have paid nearly 3.6 billion pounds as part of their life insurance claims. Zurich, Aviva, Aegon, AIG, Scottish […]

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The need of a life insurance calculator: This kind of a calculator helps one estimate the amount of money needed to give financial protection to the family and loved ones. It helps you decide the fund required to clear outstanding loans, mortgages and the financial needs of the family. A thing to remember here is […]

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Gift inter vivos are a special kind of term life insurance to cover the receiver from the inheritance tax liability over any gift. This gift could be anything including a cash lump sum given during the lifetime of the donor. It becomes inheritance tax free only if the donor survives for an immediate seven years […]

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