Home Insurance News

Policy Expert home insurance is a home cover product sold and administered by Policy Expert, offering up to £1.5m of buildings cover and up to £150k of contents cover according to its own product page dated 7 July 2026. Policy Expert acts as an intermediary: it sells and services the policy, while a separate FCA-authorised […]

Home insurance quotes for a combined buildings and contents policy averaged £375 a year in Q1 2026, according to the Association of British Insurers (ABI), which reported premiums had fallen for a fourth consecutive quarter. That average hides a wide spread: the same cover can be quoted anywhere from under £200 to well over £700 […]

Churchill home insurance is a range of buildings and contents cover sold under the Churchill brand, which is part of UK Insurance Limited within Direct Line Group. Standard cover includes buildings protection up to £1,000,000 and contents up to £50,000, with the exact price depending on your property, location and the extras you add. If […]

Admiral home insurance is a tiered buildings and contents product sold through Admiral, offering three cover levels – Admiral, Admiral Gold and Admiral Platinum – with higher sums insured and more included benefits as you move up. On its current product pages, Admiral lists contents cover at £100,000 on the base tier, £125,000 on Admiral […]

Lloyds home insurance is a bank-branded policy sold in three tiers, Bronze, Silver and Gold, covering buildings, contents, or a combined buildings and contents policy for UK homeowners. You buy it online, over the phone or in branch, and Lloyds states that, from 16 April 2025, its home insurance prices are the same online, over […]

John Lewis home insurance is a buildings, contents and combined policy sold in three standard cover levels called Bronze, Silver and Gold, with the option to add accidental damage. The product page was last updated on 11 September 2026, and cover is distributed by John Lewis Finance Limited rather than John Lewis running its own […]