Home Insurance News

High value home insurance is specialist buildings and contents cover for expensive properties and valuable possessions that a standard policy may not fully protect. It is aimed at homes with high rebuild costs, large contents values, or individual items worth more than a standard policy’s single-item limit. There is no single legal or regulatory threshold […]

Unoccupied house insurance is specialist cover for a home that stands empty for longer than a standard policy allows, usually more than 30 to 60 consecutive days. It protects the building, and sometimes contents, against risks like fire, escape of water, theft and malicious damage while nobody lives there. If your second home, holiday home, […]

Home insurance with accidental damage adds protection for sudden, one-off mishaps you cause yourself, such as putting a foot through the loft ceiling, spilling paint on a carpet or drilling through a hidden pipe. Standard home insurance covers named risks like fire, theft, storm and escape of water, but it usually will not pay for […]

Landlord insurance is specialist cover for property you let out, protecting the building and your position as a landlord in ways standard home insurance will not. If you rent out a home, a normal residential home insurance policy usually becomes invalid the moment a tenant moves in, because the risk profile changes. Landlord cover fills […]

Tesco home insurance is a buildings, contents and combined home policy underwritten by Tesco Underwriting and sold by Tesco Personal Finance Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA). It offers three ways to buy: combined buildings and contents, buildings-only, or contents-only for renters, with a guaranteed Clubcard discount on new […]

CCTV home insurance discounts are rare in the UK: most insurers do not reward home CCTV on its own with an automatic price cut, and many do not even ask whether you have cameras. Security measures that move your premium are usually approved door locks and, for higher-value homes, a monitored or approved burglar alarm. […]