Car Insurance News

Cheap Car Insurance: Why UK Drivers Choose Cars Under £10k

Content in this article Whats going on in the UK used-car market? Demand is rising for sub-10,000 vehicles Why drivers gravitate toward lower-value cars (under 10,000) Lower capital outlay & reduced depreciation risk Running costs often dominate the decision Ease of replacement & less fear of total loss Tailoring to individual circumstances Insurance premium pressures […]

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Comprehensive vs Third Party Car Insurance UK

Content in this article What are the main car insurance cover types in the UK? Third Party Only (TPO) Third Party Fire & Theft (TPFT) Comprehensive Insurance Comparing comprehensive vs third party cover Is comprehensive car insurance worth it? When comprehensive insurance is worth it When third party may be enough Benefits of comprehensive insurance […]

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5 Strategies for Cheap Car Insurance on Low-Value Cars

Content in this article Strategy 1: Compare car insurance quotes online Why comparison matters How to compare effectively Example of quote ranges Strategy 2: Adjust your insurance policy details carefully What insurers consider How age and experience affect premiums The role of voluntary excess Micro-strategies to reduce risk in your policy details Strategy 3: Explore […]

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Understanding Named Driver Rules: Costs and Risks

Content in this article What is a named driverand how is that different from the main driver? Policyholder vs Main Driver: whos responsible for what? When does adding a named driver reduce insurance costs? Typical pricing patterns (illustrative examples) What counts as frontingand why is it such a problem? How insurers work out who is […]

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Courtesy Car Rights: What You’re Owed After a Crash

Content in this article Will I receive a courtesy car if the accident was my fault? What is the difference between a courtesy car and a hire car? How do I make sure Im covered for a courtesy car before an accident occurs? What conditions must be met to qualify for a courtesy car? Are […]

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Insurance for Leased Car (PCP/HP): Requirements & Options

Content in this article What type of insurance is required for a leased car? How leasing or finance changes your insurance compared with buying Ownership & keeper status Why premiums can differ for a leased car Lease protection insurance vs GAP insurancewhats the difference? Is insurance more expensive for leased cars? What to look for […]

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