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A car accident without insurance in the UK still means you must stop, exchange details, document the scene and report it, even though driving uninsured is an offence. Stopping and swapping details is a legal duty under the Road Traffic Act 1988 whether or not you were covered, and leaving the scene makes your position […]

Acorn car insurance is specialist motor cover arranged by Acorn Insurance, a UK broker that has provided private car, taxi and commercial vehicle policies since 1982. It is aimed at drivers standard insurers often decline or price highly, including young drivers, people who have been refused cover elsewhere, and those who need telematics (black box) […]

Travel health insurance is cover that pays for emergency medical treatment, hospital charges, ambulance fees and repatriation home if you fall ill or are injured while travelling abroad. It sits alongside the NHS rather than replacing it: the NHS treats you in the UK, but once you leave the country you are responsible for medical […]

The British Gas referral scheme rewards both you and a friend with an online gift voucher when your friend switches to a qualifying British Gas product. For energy, both of you receive £25 for electricity and £25 for gas; for a new boiler, you each get a £100 voucher, according to British Gas’s own Refer […]

A car insurance excess is the amount you agree to pay towards a claim before your insurer covers the rest. If your excess is £300 and a repair costs £1,200, you pay the first £300 and the insurer pays the remaining £900. It applies each time you claim on your own policy for damage, theft […]

Privilege home insurance is a home cover brand within Direct Line Group, offering buildings, contents or combined buildings and contents policies across two tiers: standard Home and the higher Platinum. Policies have been underwritten by UK Insurance Limited (UKIL), the same underwriter behind Churchill and Direct Line, so the cover you get sits alongside those […]