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Cheap health insurance in the UK starts from around £23 a month., with the lowest premiums going to younger, non-smoking adults who choose a basic treatment-only plan and accept a modest excess. Private medical insurance (PMI) is a policy that pays towards private treatment for new, acute conditions that develop after your cover starts, sitting […]

So Energy vs Octopus Energy comes down to a trade-off: Octopus scores higher for customer service and has the widest range of smart and EV tariffs, while So Energy offers a simpler tariff range with a tracker guaranteed to sit £50 a year below the price cap. Both supply 100% renewable electricity and both are […]

Which car insurance is best depends on your car, your cover level, your claims record and how you like to pay, not on a single named winner that suits everyone. For most UK drivers, the best policy is the cheapest one that still gives comprehensive cover, an acceptable excess and a claims service you can […]

To prepare for power cuts, save your Distribution Network Operator’s number, memorise the free 105 line, keep a battery torch and power bank charged, and check whether your gas boiler needs mains electricity to run your heating. Most UK power cuts are short and local, but a little preparation removes the guesswork when the lights […]

Life insurance with home loan cover is a policy set up to pay off your outstanding mortgage if you die during the mortgage term, so your family is not left with the debt. It is usually arranged as decreasing term life insurance, where the payout falls broadly in line with a repayment mortgage as the […]

Home insurance in Northern Ireland tends to cost more than the UK average, with district averages varying significantly by where you live and which source you use. For most homeowners it means combined buildings and contents cover, which protects the structure of your property and your possessions under a single policy. Northern Ireland saw prices rise […]