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Affect Energy has no complaint department. Affect Energy is a UK gas and electricity brand supplied by Octopus Energy, run from Shoreham-by-Sea in West Sussex, so any complaint about your Affect account is handled in the UK under UK energy rules.  If you have a billing dispute, a switching problem or poor service, you follow […]

Is car insurance going up in 2026? For most UK drivers the answer is no, not yet. Average premiums are broadly flat or still falling year on year after two years of steep increases, but the rate of decline has slowed and some age groups and regions have started to creep up again. The full […]

YourRepair heating cover is a boiler and central heating protection plan that pays for repairs to your heating system for a fixed monthly price, with an annual boiler service included. YourRepair’s own site currently says its boiler cover starts from £11 a month, and the exact monthly price depends on the plan and excess selected. […]

Plusnet vs Virgin Media broadband comes down to a clear trade-off: Virgin Media offers the fastest top speeds (up to 2Gbps in some areas), while Plusnet runs on the Openreach network and tends to be cheaper and more widely available. For most UK households, the right choice depends less on the brand and more on […]

Fuse Energy vs Scottish Power comes down to price against choice: on comparison examples from early 2026, Fuse Energy’s fixed tariff worked out around £190 a year cheaper than a comparable ScottishPower fixed deal, but ScottishPower offers a wider tariff menu, established phone support and a longer track record. If you are on a standard […]

Is car insurance valid without an MOT? In most cases, no. A valid MOT certificate is normally a condition of your car insurance, so letting it lapse can give your insurer grounds to refuse or reduce a claim. The exact position depends on your policy wording and what you are claiming for, but driving on […]