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Many people believe that if you have death-in-service cover then you don’t need life insurance. This is a common fallacy as death-in-service doesn’t actually offer the same amount of financial protection as a life insurance policy. What is death-in-service? Death in service is usually provided by your employer and the cover is typically x4 the […]

We know the world of life insurance has many terms which are confusing. To help you better understand we have listed the terms and their corresponding explanations below. Accidental Death Benefit This covers you if you die within 90 days after an incident. This is typically offered during the period in which your life cover […]

A typical question asked by couples is whether they have the option of taking out a single or a joint life insurance policy and which is best recommended. To help you better understand we have laid out some of the main differences below. Pay-out on first death The main reason couples are tempted by a […]

The new era is all about smartness, from smart gadgets to smart homes, our life has become quite automatic and technology dependent. However, things are not hunky dowry in all fronts. This is because the dependency on the Internet of Things has put our homes, cars and valuables at risk of being manipulated from an […]

The latest from the insurance sector see the withdrawal of French insurance giant AxA. It made a deal of £295m by selling its insurance brokerage Bluefin to rival firm Marsh. The company took this harsh decision as it was struggling to manage sustained profits for a decade. AxA plans expansion in faster growing regions and […]

The new government faces one more challenge and if not handled well then the entire energy sector will be left disgruntled. The latest issue that’s cropped up in front of Theresa May’s government is a big threat to the energy networks. Experts suggest that UK energy networks are susceptible to terrorist attacks and cyber crimes. […]