Car Insurance News

Car insurance for drivers with convictions is still available from mainstream insurers and specialist brokers, but the price you pay depends heavily on the offence, how recent it is, and whether it is spent. Most convicted drivers can still get cover, and premiums fall as the conviction ages and you rebuild a clean record. The […]

Car insurance not on comparison sites refers to policies you can only get by going direct to the insurer or through a broker, because that brand chooses not to list on price comparison panels. A handful of well-known UK insurers, including NFU Mutual and some products from larger brands, sell partly or wholly outside comparison […]

The disadvantages of black box car insurance centre on the fact that a telematics device tracks how, when and where you drive, and your premium, and even your cover, can move against you based on that data. A black box (also called telematics) is a small device fitted to your car, or an app on […]

Is car insurance a utility bill? No. Car insurance is not classed as a utility bill in the UK. It is an insurance premium and a vehicle-running cost, not a household utility like gas, electricity or water supplied to your home. A utility bill covers an essential service piped or wired into your property; motor […]

Performance car insurance is specialist cover for cars with high engine power, high value or a high insurance group rating, such as hot hatches, sports cars, 4x4s and supercars. It costs more than standard cover because these vehicles are faster, more expensive to repair and more likely to be targeted by thieves, so insurers price […]

Car insurance groups run from 1 to 50 in the UK, so there are 50 groups in total. Group 1 covers cars that are usually cheapest to insure, and group 50 covers those that are typically the most expensive. Every make and model is assigned to one of these 50 groups based on how much […]