Car Insurance News

Zurich car insurance is motor cover underwritten by Zurich Insurance, a large UK-authorised insurer regulated by the Financial Conduct Authority. Zurich offers comprehensive, third party fire and theft, and third party only policies for UK drivers, and its comprehensive product covers damage to your car from accident, malicious damage, fire and theft. If you are […]

When your car insurance runs out is the date and time printed on your insurance certificate and schedule, usually the day before the anniversary of when cover started. Most UK car insurance policies last 12 months, so a policy that began on 15 July 2025 typically expires at 23:59 on 14 July 2026. Your certificate […]

A car insurance quote is an insurer’s estimated price to cover your car for a set period, based on details you give about the car, the drivers and how it is used. The same driver and car can get very different quotes from different insurers, which is why comparing before you buy matters. Most people […]

Why has my car insurance gone up when you haven’t claimed, moved or changed your car? In most cases the answer has little to do with you personally and a lot to do with the rising cost of motor claims across the whole UK market. Insurers reprice every policy at renewal based on current claims […]

Is car insurance going up in 2026? For most UK drivers the answer is no, not yet. Average premiums are broadly flat or still falling year on year after two years of steep increases, but the rate of decline has slowed and some age groups and regions have started to creep up again. The full […]

Is car insurance valid without an MOT? In most cases, no. A valid MOT certificate is normally a condition of your car insurance, so letting it lapse can give your insurer grounds to refuse or reduce a claim. The exact position depends on your policy wording and what you are claiming for, but driving on […]