Car Insurance News

Temp car insurance is short-term cover that insures you to drive a specific car for a set period, from as little as one hour up to around 28 days, without taking out a full annual policy. It works as a standalone policy in your name, so making a claim does not affect the car owner’s […]

Does car insurance cover for repairs depends on the type of policy you hold and how the damage happened. Comprehensive cover usually pays to repair your own car after an accident, whether or not the crash was your fault, once you have paid your excess. Third party only and third party fire and theft policies […]

Car insurance groups run from 1 to 50 in the UK, with group 1 the cheapest to insure and group 50 the most expensive. Every car registered before August 2024 sits in one of these 50 groups, set by the Group Rating Panel using research from Thatcham Research on behalf of the Association of British […]

GAP insurance is an optional add-on that pays the shortfall between your standard motor insurer’s write-off settlement and either the price you originally paid or the cost of a replacement car. It only pays out when your car is declared a total loss (written off or stolen and not recovered), and it is not a […]

A drivers insurance quote is an estimated price an insurer gives you to cover a named car and driver, based on details like your age, address, car and claims history. It is not a fixed charge, and the same driver can see very different prices from different insurers for identical cover, which is why comparing […]

You cannot automatically drive any car on comprehensive insurance in the UK. Comprehensive cover protects the specific car named on your policy, and the ability to drive other people’s cars only exists if your policy includes a separate “driving other cars” (DOC) extension. That extension is not standard, and where it does apply, the cover […]