Car Insurance News

1 day car insurance is a short-term policy that legally covers you to drive a car for a single day, usually with comprehensive cover and a start time you choose down to the hour. It is sold separately from an annual policy and is bought online in minutes, making it a practical option for borrowing […]

Vintage car insurance is specialist cover for older, collectible cars that are driven sparingly, priced around their agreed value and a low annual mileage rather than as an everyday vehicle. For most owners it costs less than standard cover, because insurers see limited-use classics kept in a garage as lower risk. The defining feature is […]

What insurance group is my car? Every car registered in the UK before August 2024 sits in one of 50 insurance groups, set by Thatcham Research on behalf of the Association of British Insurers (ABI). Group 1 covers the cheapest cars to insure; group 50 the most expensive. You can find yours from your V5C […]

How your job affects your car insurance comes down to one thing: insurers treat your occupation as a rating factor, because claims data shows some jobs are linked to more accidents and higher claim costs than others. Your job title, your employment status and how you use the car for work all feed into the […]

How long UK drivers keep their cars and how long they have held a full licence both feed directly into what you pay for car insurance. Insurers reward experience and stability, so a driver who has held a licence for decades and stayed continuously insured usually sees a lower quote than a newly qualified driver […]

Telematics car insurance UK policies use a small device or a smartphone app to record how you actually drive, then set or adjust your premium based on that data rather than on age and postcode alone. It is often called black box insurance, and it is aimed mainly at drivers who expect to pay a […]