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Smart meters and gas consumption work together by recording how much gas your home uses in half-hourly intervals and sending those readings automatically to your energy supplier, without you needing to submit a manual reading. A smart gas meter measures the same gas you have always used, just with digital recording and remote reporting rather […]

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A car insurance quotation is a price an insurer gives you to cover a specific car and driver for a set period, based on the details you enter. It is not a fixed contract until you buy, and the same car can attract very different quotes from different insurers on the same day. Free Price […]

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Smart thermostats save energy mainly by heating your home only when it is needed, and the size of the saving depends heavily on how you already run your heating. According to Ofgem’s consumer advice, smart thermostats and heating controls can cut costs by letting heating and hot water come on only when required, rather than […]

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A car insurance deposit does not buy you a separate month of cover. When you pay monthly, the deposit is your first upfront instalment towards the annual premium, and it is followed by a set number of monthly payments (usually 11) that spread the rest of the cost. So the deposit is not a refundable […]

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British Gas SEG (Smart Export Guarantee) pays you for surplus solar electricity your home exports to the grid, at a headline rate of up to 12p per kWh if your import electricity is with British Gas, or 3p per kWh if it is not. The Smart Export Guarantee is a government-backed scheme launched on 1 […]

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Mortgage life insurance is a life insurance policy set up to clear the balance of your mortgage if you die during the policy term, so your family can stay in the home rather than sell it to repay the lender. It is not a separate product from ordinary life cover: it is standard term life […]

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