Life Insurance News

Content in this article The longer answer Income Protection Critical Illness Cover Family Income Benefit An adviser will steer you right Phew. There’s a quick and easy answer to that question. There’s also a longer and more detailed one. But time’s precious so first the quick and easy … There are dozens of insurers out […]

Many people believe that if you have death-in-service cover then you don’t need life insurance. This is a common fallacy as death-in-service doesn’t actually offer the same amount of financial protection as a life insurance policy. What is death-in-service? Death in service is usually provided by your employer and the cover is typically x4 the […]

We know the world of life insurance has many terms which are confusing. To help you better understand we have listed the terms and their corresponding explanations below. Accidental Death Benefit This covers you if you die within 90 days after an incident. This is typically offered during the period in which your life cover […]

A typical question asked by couples is whether they have the option of taking out a single or a joint life insurance policy and which is best recommended. To help you better understand we have laid out some of the main differences below. Pay-out on first death The main reason couples are tempted by a […]

The latest from the insurance sector see the withdrawal of French insurance giant AxA. It made a deal of £295m by selling its insurance brokerage Bluefin to rival firm Marsh. The company took this harsh decision as it was struggling to manage sustained profits for a decade. AxA plans expansion in faster growing regions and […]

Zurich’s Level Protection Plan can be purchased as a life cover or a critical illness cover. This means it will offer a pay out in case the policyholder dies or catches up with a critical illness. Cover is offered for illnesses which may result in the death of the person in a year or is […]