Car Insurance News

Courtesy Car Rights: What You’re Owed After a Crash

Content in this article Will I receive a courtesy car if the accident was my fault? What is the difference between a courtesy car and a hire car? How do I make sure Im covered for a courtesy car before an accident occurs? What conditions must be met to qualify for a courtesy car? Are […]

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Insurance for Leased Car (PCP/HP): Requirements & Options

Content in this article What type of insurance is required for a leased car? How leasing or finance changes your insurance compared with buying Ownership & keeper status Why premiums can differ for a leased car Lease protection insurance vs GAP insurancewhats the difference? Is insurance more expensive for leased cars? What to look for […]

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No-Claims Discount Protection: Worth It

Content in this article What exactly is a no-claims discount and how does it work? Typical no-claims discount scale What is no-claims discount protection? Example How much does NCD protection cost? Factors that affect the price: Example insurer ranges What happens to my NCD if I insure two cars? How does NCD protection differ between […]

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Understanding Business Use Car Insurance Class 1

Content in this article What is Business Use Car Insurance Class 1? What jobs or professions usually require Class 1 Business Use Car Insurance? What is the difference between Class 1 and Class 2 Business Use Car Insurance? How do I update my current car insurance policy to include Class 1 Business Use? Can multiple […]

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Multi Car Insurance vs Separate Policies and Named Driver

Content in this article How do multi-car insurance policies work? How do discounts work with multi-car insurance? Example of discounting (illustrative) Will adding a high-risk driver affect all vehicles? Multi-car vs separate policies: key differences How do claims and deductibles work? Do all insurers offer multi-car policies? Can one car lose coverage without affecting the […]

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Understanding Windscreen Cover and ADAS Calibration

Content in this article What is ADAS calibration and why is it necessary? What are the risks if ADAS calibration is not performed? How do windscreen insurance claims work? Does ADAS calibration affect insurance costs? Is calibration a legitimate service or a scam? Will replacing my windscreen affect car safety features? Does making a windscreen […]

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