Car Insurance News

How car insurance works in the UK is simple at its core: you pay an insurer a premium, and in return they agree to cover the cost of certain claims, up to the limits set out in your policy. By law, every vehicle used on a UK road or in a public place must have […]

The best car insurance is the policy that gives you the right level of cover for your car, your driving and your budget at the lowest fair price, not simply the one with the biggest brand name. No single UK insurer is best for everyone, because premiums are priced on your individual risk, so the […]

Car insurance write-off categories are the four codes UK insurers use to grade a damaged vehicle: Category A, Category B, Category S and Category N. The code records how badly a car is damaged and whether it can ever legally return to the road. Category A and B vehicles must be destroyed; Category S and […]

Black box car insurance is a type of motor cover that uses a small telematics device, or a mobile app, to measure how you drive and factors that data into your premium. The Association of British Insurers (ABI) calls it “pay how you drive” insurance, and its appeal is simple: safer drivers can be rewarded […]

Which car insurance is best depends on your car, your postcode, your claims history and how you pay, not on one universally top-rated insurer. No single provider is best for every UK driver, because each insurer prices risk differently and the same driver can be the cheapest quote at one company and among the most […]

Mandatory car insurance exists in the UK because the Road Traffic Act 1988 makes it a criminal offence to use a vehicle on a road or public place without at least third-party cover in force. The core purpose is to protect innocent people who are injured or whose property is damaged in a crash, so […]