Car Insurance News

5 Strategies for Cheap Car Insurance on Low-Value Cars

Content in this article Strategy 1: Compare car insurance quotes online Why comparison matters How to compare effectively Example of quote ranges Strategy 2: Adjust your insurance policy details carefully What insurers consider How age and experience affect premiums The role of voluntary excess Micro-strategies to reduce risk in your policy details Strategy 3: Explore […]

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Understanding Named Driver Rules: Costs and Risks

Content in this article What is a named driverand how is that different from the main driver? Policyholder vs Main Driver: whos responsible for what? When does adding a named driver reduce insurance costs? Typical pricing patterns (illustrative examples) What counts as frontingand why is it such a problem? How insurers work out who is […]

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Courtesy Car Rights: What You’re Owed After a Crash

Content in this article Will I receive a courtesy car if the accident was my fault? What is the difference between a courtesy car and a hire car? How do I make sure Im covered for a courtesy car before an accident occurs? What conditions must be met to qualify for a courtesy car? Are […]

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Insurance for Leased Car (PCP/HP): Requirements & Options

Content in this article What type of insurance is required for a leased car? How leasing or finance changes your insurance compared with buying Ownership & keeper status Why premiums can differ for a leased car Lease protection insurance vs GAP insurancewhats the difference? Is insurance more expensive for leased cars? What to look for […]

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No-Claims Discount Protection: Worth It

Content in this article What exactly is a no-claims discount and how does it work? Typical no-claims discount scale What is no-claims discount protection? Example How much does NCD protection cost? Factors that affect the price: Example insurer ranges What happens to my NCD if I insure two cars? How does NCD protection differ between […]

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Understanding Business Use Car Insurance Class 1

Content in this article What is Business Use Car Insurance Class 1? What jobs or professions usually require Class 1 Business Use Car Insurance? What is the difference between Class 1 and Class 2 Business Use Car Insurance? How do I update my current car insurance policy to include Class 1 Business Use? Can multiple […]

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