Car Insurance News

A car insurance excess is the amount you agree to pay towards a claim before your insurer covers the rest. If your excess is £300 and a repair costs £1,200, you pay the first £300 and the insurer pays the remaining £900. It applies each time you claim on your own policy for damage, theft […]

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Car insurance can cover repairs, but only when your cover level and the cause of the damage both allow it. Comprehensive cover usually pays to repair your own car after an accident, vandalism, fire, theft or many accidental-damage events. Third party only insurance does not pay to repair your own vehicle at all, only damage […]

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Which car insurance is best depends on your car, the cover level you need and your claims history, because no single insurer is the best choice for every UK driver. The right policy is the one that covers your situation properly at a fair price, not simply the one with the biggest name or the […]

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Car insurance cover for repairs depends entirely on the level of policy you hold and how the damage happened. Comprehensive car insurance usually pays to repair your own vehicle after an accident, fire, theft or vandalism, even when the accident is your fault, but no motor policy at any level covers everyday wear and tear […]

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Car insurance repairs are covered only under certain policy types and claim circumstances, not automatically on every policy. Comprehensive cover generally pays to repair your own car after an accident, while third-party only and third-party, fire and theft policies do not cover repairs to your own vehicle. That distinction matters, because around 88-89% of car […]

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Business car insurance is a class of use added to a standard car insurance policy that covers driving your own car for work beyond your normal commute, such as travelling between sites, visiting clients or running work errands. If you use your car for anything relating to your job and your policy only shows social, […]

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